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Our guide to the six NFL wild-card games: Matchup previews, bold predictions and X factors

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Our guide to the six NFL wild-card games: Matchup previews, bold predictions and X factors


The wild-card round for the 2025 NFL playoffs has six great matchups, and we have you covered with what you need to know heading into the weekend.

The games begin Saturday, with Panthers QB Bryce Young making his first playoff appearance, facing the Rams, and another rendition of the Packers-Bears rivalry. Sunday brings a QB duel between the Bills’ Josh Allen and Jaguars’ Trevor Lawrence, the 49ers visiting the Eagles, and the Chargers traveling cross-country to face Patriots QB Drake Maye. Monday caps the slate with a pesky Texans defense facing Steelers QB Aaron Rodgers.

Our NFL Nation reporters take you inside the locker room with the best thing they heard this week, and analytics writer Seth Walder provides a key stat to know for each matchup. NFL analyst Ben Solak also gives us bold predictions, while NFL analyst Matt Bowen identifies one matchup X factor to watch. Betting analyst Pamela Maldonado picks an intriguing bet for each game, and staff writer Kevin Seifert tells us what to know about the officiating crews. Plus, our Football Power Index (FPI) goes inside the numbers with a game projection, and four analysts — Eric Moody, Maldonado, Solak and Walder — give us final-score picks for every game.

Everything you want to know is here in one spot to help you get ready for a loaded weekend of NFL playoff football. Let’s get into the full wild-card slate.

Jump to a matchup:
LAR-CAR | GB-CHI | BUF-JAX
SF-PHI | LAC-NE | HOU-PIT

Saturday, 4:30 p.m. ET | Fox | LAR -10.5 (46.5 O/U)

What we’re hearing on the Rams: Los Angeles is expecting WR Davante Adams to return. He has not played since aggravating a left hamstring injury in Week 15. The Rams have missed him most in the red zone, as nine of his league-leading 14 receiving touchdowns have come in goal-to-go situations. According to ESPN Research, the Panthers have allowed only five passing touchdowns in goal-to-go situations this season, which is tied for the fewest in the NFL. “[Adams is] such a great player,” QB Matthew Stafford said. “I just have to put it in the ballpark and let him go do his thing.” — Sarah Barshop

What we’re hearing on the Panthers: As big as this game is for QB Bryce Young, it’s bigger for the running game that had 19 yards last week and only 99 the week before. Carolina needs the balance it had in its Week 13 win over the Rams, in which the Panthers ran 40 times for 164 yards. That opened it up for Young, who had three TD passes — including two on fourth-and-short. — David Newton

Stat to know: The Rams rank second in run block win rate (74.1%), while the Panthers are 32nd in run stop win rate (26.2%) and 26th in EPA allowed per designed run. It all sets up for a game where the Rams won’t have to take as many risks because they should have success on the ground with Kyren Williams and Blake Corum. But they will be without Kevin Dotson (ankle injury), who ranks 24th out of 62 qualifying guards in run block win rate. — Walder

Bold prediction: Panthers WR Tetairoa McMillan will go off for 100-plus yards in his first career postseason game. McMillan had only one catch for 43 yards in the first contest against the Rams as the Panthers ran the ball a ton. But on a trailing script in this game, he’ll shine. — Solak

Matchup X factor: Panthers WR Jalen Coker. He has a touchdown catch in three of his past five games, including one in Carolina’s win over the Rams. If the Panthers are going to upset L.A., Coker will have to create explosive plays as a boundary target for Young. — Bowen

One bet to consider: OVER 46.5. The over cashes if Carolina scores early and forces a competitive game. The Rams can score 30-plus, while any early Panthers success prevents L.A. coach Sean McVay from slowing the tempo. — Maldonado

Officiating nugget: The Rams have been one of the NFL’s least penalized teams over the past six seasons, and in 2025 they committed the fewest in the league (5.5 per game). Referee Clete Blakeman’s crew threw an average of 14.4 flags per game. — Seifert

Injuries: Rams | Panthers

Maldonado’s pick: Rams 35, Panthers 27
Moody’s pick: Rams 30, Panthers 17
Solak’s pick: Rams 31, Panthers 20
Walder’s pick: Rams 37, Panthers 13
FPI prediction: LAR, 74.9% (by an average of 9.6 points)

Matchup must-reads: Stafford is the kind of QB you want in the huddlePanthers hint Newton will strike ‘Keep Pounding’ drum before wild cardCanales unfazed by Panthers being underdogs, points to ‘Beast Quake’


Saturday, 8 p.m. ET | Prime Video | GB -1.5 (45.5 O/U)

What we’re hearing on the Packers: Green Bay has the advantage in playoff experience. The Packers are in for the third straight season, although they’ve won just one game of their previous two appearances. “You still go out there and get beat, regardless of if you got hella experience or not,” safety and defensive captain Xavier McKinney said. Coach Matt LaFleur said, “Ultimately, it’s about what you do on that day.” — Rob Demovsky

What we’re hearing on the Bears: Chicago wants to avoid another slow offensive start after getting outscored 47-21, running 66 fewer plays, losing the time of possession battle by 10:43 and going 2-for-12 on third downs in the first halves of its past three games. It has been an especially common trend against the Packers this season (The Bears trailed 14-3 and 6-0 at halftime in the teams’ regular-season games). “The biggest thing with us playing complementary football is us getting out to that fast start, having urgency right from the first snap and being able to go out and execute the plan, execute the openers and be able to go put points on the board,” offensive coordinator Declan Doyle said. — Courtney Cronin

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2:10

Stephen A. picks NFC wild-card winner between Bears and Packers

Stephen A. Smith breaks down why he’s confident the Bears will defeat the visiting Packers in their NFC wild-card matchup Saturday.

Stat to know: Both QBs should have all the time they need. The Bears lead the league in pass block win rate (73.6%), and on plays without Micah Parsons on the field, the Packers have just a 28.1% pass rush win rate. On the flip side, the Bears also have almost zero pass rush (28.8% PRWR, 31st) while the Packers rank sixth in pass block win rate (69%). — Walder

Bold prediction: The Bears will hit a trick play on the first drive. They almost had one against the Packers in Week 16 — a fourth-and-goal direct snap to RB Kyle Monangai that went over his head. Johnson will have another wrinkle for his first postseason game as coach, and Chicago needs to get out to a faster start in this game. — Solak

Matchup X factor: Bears TE Colston Loveland. He has topped 90 receiving yards in each of his past two games. He has the alignment versatility to work multiple levels of the field in coach Ben Johnson’s offense. Look for Loveland to see steady volume from QB Caleb Williams versus the Packers’ zone-heavy defense. — Bowen

One bet to consider: Bears +1.5. Chicago runs efficiently, forces turnovers and closes better late. Green Bay moves the ball but stalls when it matters. Take the team built to survive discomfort. — Maldonado

Officiating nugget: Referee Adrian Hill missed two games because of a leg injury, but overall, his crew threw the second-most flags among the 17 crews (17.9). The Bears led the NFL with nine flags for roughing the passer, four more than the next team, but Hill’s crew called only three such penalties. — Seifert

Injuries: Packers | Bears

Maldonado’s pick: Bears 27, Packers 24
Moody’s pick: Packers 24, Bears 21
Solak’s pick: Bears 27, Packers 23
Walder’s pick: Packers 34, Bears 31
FPI prediction: GB, 55.9% (by an average of 1.8 points)

Matchup must-reads: Will Packers’ Love win a SB like Favre, Rodgers in Year 3?A new layer in Packers-Bears rivalry: Foam cheese grater hats‘Fragile’ no more: How the Bears’ Williams, Johnson evolved


Sunday, 1 p.m. ET | CBS | BUF -1.5 (45.5 O/U)

What we’re hearing on the Bills: Coach Sean McDermott has never won a road playoff game in his Bills tenure (0-5). In the four games with QB Josh Allen, the Bills’ defense has been the statistical difference on the road versus at home (33.5 points per game allowed on the road and 19.8 allowed at home). The team is embracing this challenge. “Being able to just have that mentality of it’s you and your guys versus everybody else. We embrace that, and, I mean, we’re excited. We could play anywhere,” DE Greg Rousseau said. — Alaina Getzenberg

What we’re hearing on the Jaguars: The headlines might be about the QBs, but this game likely will be decided on the ground: the Jaguars’ top-ranked run defense versus the league’s leading rusher in James Cook III. The Jaguars didn’t allow a 100-yard rusher in the regular season. “It’s a challenge at every level of the defense, and the running back obviously is elite,” defensive coordinator Anthony Campanile said. “Cook does a tremendous job of finding cracks. You look at some of the stuff on tape, there’s nowhere to go, and he pops through there.” — Mike DiRocco

Stat to know: The Jaguars have a 67.8% pass block win rate, which ranks ninth best but is by far the best for a Jaguars team with QB Trevor Lawrence under center. A part of that solution? Cole Van Lanen, who took over at LT in Week 13 and has a 92% pass block win rate, which is 22nd best at the position and an upgrade over Walker Little. — Walder

Bold prediction: Bills WR Gabe Davis, who played for the Jags in 2024, will score a touchdown in his revenge game. The Bills use Davis as a short-yardage and red zone threat because of his 6-foot-2, 225-pound frame. If they can’t run the ball in and need to drop back, Davis will be Allen’s preferred target. — Solak

Matchup X factor: Bills CB Taron Johnson. His ability to get to depth in Buffalo’s foundational zone coverages is key versus a Jaguars passing game that features deep in-breaking concepts. Here, Johnson can close the intermediate windows, which will limit Lawrence’s explosive play ability. — Bowen

One bet to consider: UNDER 51.5. Buffalo allows the fewest opponent plays per game and has a run-heavy offense. The Jaguars’ offense is efficient but not fast. — Maldonado

Officiating nugget: Referee Brad Allen’s crew threw the fewest flags per game this season (12.9). That could help the Jaguars, who were the NFL’s third-most penalized team (9.3 per game). The Bills were tied for the sixth fewest at 6.8 per game. — Seifert

Injuries: Bills | Jaguars

Maldonado’s pick: Bills 27, Jaguars 20
Moody’s pick: Jaguars 31, Bills 27
Solak’s pick: Jaguars 23, Bills 21
Walder’s pick: Bills 34, Jaguars 30
FPI prediction: JAX, 51.5% (by an average of 0.4 points)

Matchup must-reads: Secret sauce to Bills beating the Jaguars? A big key is the O-lineHow Jaguars QB Lawrence’s grill gift came to beJaguars clinch AFC South, turn sights toward playoffs


Sunday, 4:30 p.m. ET | Fox | PHI -4.5 (44.5 O/U)

What we’re hearing on the 49ers: In an alternate universe, Eagles defensive coordinator Vic Fangio would be working with coach Kyle Shanahan. Fangio spent time with the 49ers during the 2022 offseason, and Shanahan planned to hire him when all signs pointed to DeMeco Ryans leaving (he did, to Houston). But Fangio signed with Miami in 2023, then joined the Eagles in 2024. Now, Shanahan faces the task of scoring against a Fangio-led defense that ranks fifth in points allowed per game (19.1). “[Fangio], schematically, he has always been the best to me,” Shanahan said. “… Has a very sound scheme that he doesn’t need to change up very much. It just naturally changes with how he does his coverages, how he does his fronts, the personnel groupings he does. He’s very good at getting a bead on what you’re trying to do and making you adjust.” — Nick Wagoner

What we’re hearing on the Eagles: Philadelphia was equally respectful toward Shanahan. Fangio was complimentary of Shanahan’s scheme and his ability to call plays, and he noted how “everything’s packaged well together” and is purposeful on offense for San Francisco. The 49ers use motion on 70% of their offensive plays, the third most in the NFL. “It’s an offense that challenges your eyes and your discipline,” LB Jaelan Phillips said. “If you let all of the moving pieces affect you, that’s when they take advantage of people.” — Tim McManus

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0:46

What do the 49ers need to do vs. the Eagles?

Field Yates previews the 49ers’ playoff matchup vs. the Eagles.

Stat to know: Since Week 7 — the week after LB Fred Warner‘s ankle injury — the 49ers are allowing opponents a 47% success rate on designed runs (third highest). Though the Eagles haven’t been nearly as successful on the ground this season as they were in 2024, San Francisco’s defense could present the opportunity for RB Saquon Barkley to have a big game. — Walder

Bold prediction: Niners DE Bryce Huff will get a key sack. Huff is the 49ers’ best shot at edge pressure, and he has a quick first step that can challenge Eagles LT Jordan Mailata. Huff has been struggling mightily of late, but expect an impassioned performance here. — Solak

Matchup X factor: Eagles S Reed Blankenship. He will be asked to play a two-way role in the secondary, limiting the middle-of-the-field targets in the 49ers’ route tree while also filling the alleys to cut off RB Christian McCaffrey in the run game. Blankenship had 53 solo tackles and one interception this season. — Bowen

One bet to consider: 49ers QB Brock Purdy UNDER 1.5 passing touchdowns. The Eagles allow a league-low passing touchdown rate. And Fangio defenses historically suppress red zone passing efficiency, supporting Purdy’s under. — Maldonado

Officiating nugget: The 49ers were the second-least-penalized team in the NFL (six per game), but they’re tied for the most flags for unnecessary roughness (10). Overall, referee Alan Eck’s crew threw the NFL’s second-fewest flags per game this season (13). — Seifert

Injuries: 49ers | Eagles

Maldonado’s pick: Eagles 24, 49ers 20
Moody’s pick: 49ers 20, Eagles 17
Solak’s pick: 49ers 24, Eagles 17
Walder’s pick: 49ers 30, Eagles 28
FPI prediction: PHI, 55.4% (by an average of 2.2 points)

Matchup must-reads: How the NFL’s best QB room got 49ers back to playoffsWhat drives the Eagles defense? MeatballsInjured 49ers LB Bethune to miss playoffs


Sunday, 8 p.m. ET | NBC/Peacock | NE -3.5 (46.5 O/U)

What we’re hearing on the Chargers: QB Justin Herbert has been playing through a fractured left hand since Week 13, but he said this week that his hand feels the best it has since the injury. Herbert and other key starters rested in Week 18, a decision he said proved beneficial. “I’d say definitely not taking hits on it last week was probably pretty helpful,” he said. — Kris Rhim

What we’re hearing on the Patriots: QB Drake Maye noted that the Chargers don’t allow many explosive plays by keeping everything in front of them and that they are a top-five defense in forcing three-and-outs. So a point of emphasis for the Patriots is to sustain drives and then capitalize on one-on-one matchups. “One-on-one, I like our guys. Ball placement, I like giving them a chance to go make a play. At the same time, be patient. Don’t be bored being efficient and executing underneath and letting things come to you,” Maye said of the approach against the Chargers. — Mike Reiss

Stat to know: The Patriots’ average of 8.7 air yards per attempt ranks as the second most in the NFL. But that makes for an interesting matchup against the Chargers’ defense, which allows opponents just 5.0 air yards per attempt (third lowest). Los Angeles achieves that by being the most two-high-heavy (57%) defense and the league’s most zone-heavy defense (70%). — Walder

Bold prediction: Chargers RB Omarion Hampton will shine on 20-plus carries and 100-plus yards against a poor Patriots run defense, especially if DT Khyiris Tonga (foot) can’t go. The Chargers need to run the ball to protect their offensive line and control pace, and Hampton has looked good since returning from his ankle injury. — Solak

Matchup X factor: Patriots TE Hunter Henry. His ability to uncover and work the seams gives the Patriots an edge in the red zone. Henry has five red zone touchdown receptions this season, including two in his past three games. He should be a priority target for Maye. — Bowen

One bet to consider: Patriots -3.5. New England is top five in point differential, points per drive on offense and defensive points allowed per drive. Since Week 10, the Chargers’ offense ranks bottom three in yards per play, success rate, explosive play rate and points per drive. That gap supports the margin. — Maldonado

Officiating nugget: Patriots CB Carlton Davis III was flagged six times for defensive pass interference, second most in the regular season. But the Chargers haven’t been great at drawing pass interference and have had only four called against their opponents, second lowest. — Seifert

Injuries: Chargers | Patriots

Maldonado’s pick: Patriots 24, Chargers 17
Moody’s pick: Patriots 27, Chargers 24
Solak’s pick: Patriots 20, Chargers 14
Walder’s pick: Patriots 26, Chargers 23
FPI prediction: NE, 53.1% (by an average of 1.4 points)

Matchup must-reads: Why Mack stayed in L.A.; inside his relationship with TuipulotuBarnwell weighs in on Maye’s MVP candidacyHerbert taking snaps, says rest helped hand


Monday, 8:15 p.m. ET | ESPN/ABC | HOU -3 (39.5 O/U)

What we’re hearing on the Texans: Coach DeMeco Ryans has the utmost respect for Pittsburgh coach Mike Tomlin, saying he has “done it for a long time” and pointing out how Tomlin sends encouragement his way. However, based on Monday’s news conference, Ryans will use the coverage being heavily slanted toward the Steelers as a rallying cry. He showed slight annoyance at the number of questions he received about Pittsburgh by sarcastically saying, “Y’all excited about the Steelers.” In the 2024 playoffs, he used the pro-Chargers coverage as motivation for the team before its 32-12 win in the wild-card round. — DJ Bien-Aime

What we’re hearing on the Steelers: The offensive line will face its greatest challenge of the season in the pass-rush tandem of Will Anderson Jr. and Danielle Hunter (29.5 sacks combined). “Both of them just present major threats,” LT Dylan Cook said. “It’s more so their changeups. We all know they’re kind of power guys, but they both have really good spin moves. They both have really good motors, good hand usage.” The line has played well since Cook joined the group a month ago, giving up only two sacks in each of the past three games. — Brooke Pryor

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0:56

Tomlin to Eisen: We’re excited to have DK Metcalf back

Steelers coach Mike Tomlin joins Rich Eisen and talks about what DK Metcalf’s absence meant for the team.

Stat to know: There is perhaps no game more relevant for the Steelers’ ultra-quick average time to throw of 2.62 seconds (fastest in the NFL) than this one. That’s because of the edge rushers they are facing: Anderson recorded 62 pass rush wins this season (second most), and Hunter delivers plenty of disruption as well. Pittsburgh might be uniquely suited to mitigate that threat because of Aaron Rodgers‘ quick release — though standout DBs Derek Stingley Jr., Kamari Lassiter and Jalen Pitre will surely know that, too. — Walder

Bold prediction: The Steelers will get shut out in the first half. There’s so much hype for the Texans’ pass rush, but it’s the secondary’s ability to create turnovers and minimize YAC that will lead to quick three-and-outs in this one. Houston can sustain long drives to control the clock, too. — Solak

Matchup X factor: Anderson. He can play a difference-making role, setting an edge to limit the Steelers’ outside zone run game, while also creating chaos as a pass rusher to disrupt Rodgers’ rhythm. — Bowen

One bet to consider: Texans -3. The Texans allow the second-lowest points per drive and force the most field goals per drive. Pittsburgh can score only with short fields, so the cleaner defense will cover in this game. — Maldonado

Officiating nugget: The outcome of this game could depend on whether the Steelers can keep the Texans’ pass rush off Rodgers. But he has helped the Steelers avoid harmful holding penalties by getting the ball out quick. They were flagged only 14 times for it, tied for the second fewest this season. — Seifert

Injuries: Texans | Steelers

Maldonado’s pick: Texans 23, Steelers 20
Moody’s pick: Texans 21, Steelers 17
Solak’s pick: Texans 24, Steelers 13
Walder’s pick: Texans 19, Steelers 16
FPI prediction: HOU, 54.7% (by an average of 1.7 points)

Matchup must-reads: Steelers’ Metcalf ‘excited as hell’ to return for playoffs



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Sports

How Indiana won college football’s national championship

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How Indiana won college football’s national championship


MIAMI GARDENS, Fla. — Indiana announced its college football arrival a year ago, but even then, it felt hard to believe the losingest program in FBS history would have much staying power. Critics ripped their schedule, called them a fluke, debated whether they even deserved to make the College Football Playoff and dismissed them following an opening-round loss to Notre Dame.

Cute story, those Hoosiers. But see! They should leave the real football to the real blue bloods.

Cue the Curt Cignetti staredown.

Google him again, just for reference. The man simply does not lose.

Indiana may have been pooh-poohed as a one-year wonder, opening 2025 ranked No. 20 and picked to finish sixth in the Big Ten preseason media poll.

Fueled by the perceived disrespect, desperate to prove it would not become a bottom dweller again, Indiana produced the football version of “Hoosiers,” completing one of the most improbable turnarounds in sports history — winning its first national championship while becoming the first major college team since Yale in 1894 to go 16-0.

Indiana may not have won by 30, the way they did in previous playoff victories. But they played with the same confident flair, punctuated by the call of the game: On fourth-and-4 from the Miami 12 and the Hoosiers up 3, coach Curt Cignetti called a quarterback run for quarterback Fernando Mendoza. He pushed up the middle, and bullied his way through the Miami defense, busting multiple tackles to stretch over the goal line.

That play summed up the season in a nutshell: Cignetti banking on himself and his players and Mendoza delivering in the clutch.

Asked before the game whether Indiana qualifies as a “Cinderella story,” given its success last year, Cignetti answered in the most Cignetti way, wryly saying in return, “Define ‘Cinderella story’ in the context of Indiana. I’m not quite sure what you mean by that.”

Since Cignetti is a Google fan, go ahead and Google “Cinderella story.” This is what comes up:

Noun. Used in reference to a situation in which a person, team, etc., of low status or importance unexpectedly achieves great success or public recognition.

In 2022, Indiana became the first Division I college football team to lose 700 games. Indiana is now a national champion after defeating Miami in its home stadium, 27-21.

Provided the definition, Cignetti finally answers.

“I think that’s a fact. If you look at the record since Indiana started playing football and relative to the success we’ve had the last two years, we’ve broken a lot of records here in terms of wins, championships, postseason games, top-10 wins,” Cignetti said.

“It’s been kind of surreal.”

While there may still be a “pinch me, I’m dreaming” vibe to this title run, Cignetti told the world when he was hired to coach the Hoosiers in 2023, they would win, then trash-talked the best teams in the Big Ten when he took the mic at a basketball game the day after he was hired.

Hey, look, I’m super fired up about this opportunity. I’ve never taken a back seat to anybody and don’t plan on starting now. Purdue sucks! But so does Michigan and Ohio State! Go IU!

While others may have rolled their eyes, the people inside the football program, athletic department and Bloomington, Indiana, charged ahead.

Cignetti made sure of that.


WHEN INDIANA FIRED coach Tom Allen in 2023, university leadership was prepared to take the next step with football. School president Pamela Whitten had laid the groundwork.

When she was hired two years earlier, Whitten was tasked with a long to-do list, including elevating Indiana athletics. This was during a revolutionary time for collegiate sports, with the transfer portal and NIL evening the playing field in a way that would allow more than the same handful of programs to compete for championships.

“We had to raise a lot of money to have the resources, both financial as well as the physical infrastructure,” Whitten said. “So when we were ready to bring in a coach, he needed that ecosystem to be successful as well.”

She and athletic director Scott Dolson — an Indiana lifer who worked as a student manager for Bobby Knight — talked about what they wanted in their next coach, and when they met with Cignetti, Whitten said, “It wasn’t so much like an interview as it was a melding of the approach and values and goals that we had. It’s almost like merging successfully on a highway.”

While Cignetti did not guarantee a national title in two years, he refused to put any limitations on what he thought Indiana could do.

Dolson thought back to a conversation he once had with his brother-in-law, who played football at Indiana in the 1980s under Bill Mallory, who led the Hoosiers to six bowl appearances during his tenure.

“He said to me, ‘Why don’t we ever think big enough? We should think about championships. We shouldn’t just think about bowl games,'” Dolson recalled. “He instilled that in me. It is important to have a plan to build a winning program across the board. Don’t put any limitations there. It’s what Coach Cig said from the minute I talked to him.”

Cignetti famously left his job as an Alabama assistant after the 2010 season to take his first head coaching job at Indiana University Pennsylvania, where his dad once coached, taking a massive pay cut in the process. But he bet on himself. Now, he was betting on Indiana.

Cignetti got to work building the program in his image, the same way he built programs and won at Division II IUP, Elon and then James Madison — where he made the FCS playoffs in his first season as head coach. In fact, he made the respective playoffs at all three programs within the first two years.

Forget about four- and five-star players and highly touted prospects. Cignetti valued character and production above all else. He was looking for not only hard workers but players who would put team above self. He approves every personnel decision. His first team had 23 people who either coached or played for him at James Madison.

In 13 seasons as a head coach, Cignetti had never had a losing record. Now, at the losingest program in FBS, something had to give. It wasn’t going to be the stubborn coach.


GOING 11-2 AND losing to Notre Dame in the first round of the 2024 College Football Playoff served as the launching point to this season. Cignetti knew Indiana could go further, so he went back into the transfer portal to make his team even better.

One of his first phone calls went to Mendoza, then the quarterback at California. He had the intangibles Cignetti was looking for. An overlooked recruit out of high school who was set to go to Yale before Cal offered at the last minute, Mendoza had worked through multiple quarterback competitions and setbacks to have a career year in 2024. After leading a 98-yard game-winning drive to beat rival Stanford, he went viral after getting emotional and proclaiming, “I’ll remember going 98 yards with my boys.”

Team above self.

Mendoza had fielded plenty of other calls from interested schools. But he remembers that first conversation with Cignetti, who told him, “If you’re going to come here, you’re going to develop into a hell of a quarterback.”

Mendoza was one of 22 players Indiana added in the portal, including running back Roman Hemby, receiver E.J. Williams Jr., center Pat Coogan, right tackle Kahlil Benson, defensive tackle Hosea Wheeler and defensive backs Louis Moore and Devan Boykin. Those players arrived to find a team that did not take too kindly to the narratives that dismissed them following the playoff loss.

“There was a lot of skepticism after last year, that we were a fluke,” Cignetti said. “That team did a lot of great things and got it all started. I think a lot of that negative stuff in the media fueled the guys returning from this team.”

As the quarterback, Mendoza knew how important it was to become a part of the team from the jump. His first order of business was to learn the name of each of his teammates. To help, he kept roster photographs with him.

“If I didn’t get them the first try, I got them the second try,” Mendoza said. “No matter if you’re the star linebacker or you’re a walk-on, I’m going to care about you because I want to help this team and be a leader of this team.”

Leaders emerged in different ways, particularly during offseason workouts. Tight end Riley Nowakowski recalled receiver Elijah Sarratt urging teammates to do one more rep after their work was done for the day. Soon, others followed. “One more rep,” became a calling card. The Friday before the national championship game, Sarratt screamed to his teammates during a lifting session in the weight room, “One more rep!”

“Finishing how last season finished, losing to Notre Dame, when we came back, we were like, ‘What’s the next step?'” Sarratt said. “For me, I decided to put in that extra work. If you’re doing a little bit more than everyone else, it has to help. I was doing it by myself at first. Then I told one receiver, and now the whole offense is doing it.”

“That’s reflective of guys wanting to pay the price to be the best they can be and pushing themselves, understanding it takes a little bit more to be the best,” Cignetti said. “There’s good and there’s great, and what does it take to be great? It takes a special discipline, work ethic and focus. Those are guys trying to find the edge and improve every single day.”

They were eager to show all that work off when the season opened Aug. 30 against Old Dominion.

“Although social media before the year was like, oh, ‘Cinderella story,’ we all had the internal belief in the facility, behind closed doors,” Mendoza said.


RANKED NO. 20 TO start the year and beating Old Dominion, Kennesaw State and Indiana State to open the season was one thing. The first test would come in Week 4, with No. 9 Illinois coming to town.

Scratch that — Illinois wasn’t much of a test, either.

Indiana overwhelmed the Illini 63-10, as Mendoza threw five touchdown passes and just two incompletions, for its first top-10 win in five years. Afterward Cignetti said, “We’ll get people’s attention with this one.”

“The thing that we said in the locker room beforehand is, ‘This game does not have to be close,'” said defensive lineman Mikail Kamara. “Like, even though everyone’s saying it’s gonna be a close game, we understood we could win this game by like 30, 40 points. We started the game off fast and even though that was not our biggest opponent, we slayed a dragon.”

Indiana got even more attention after going on the road to beat No. 3 Oregon 30-20 on Oct. 11. With the game tied early in the fourth quarter, Indiana scored the contest’s final 10 points — taking the lead for good on an 8-yard touchdown pass from Mendoza to Sarratt with 6:23 to go. Indiana had been winless (0-46) in road games against top-5 opponents in its history. Not anymore.

This team was not a fluke.

This team was better than last year.

An unofficial motto soon took hold: “Make a team quit.”

Then James Franklin got fired. The Nittany Lions were the preseason choice to win the Big Ten, but they fired their coach in mid-October after a disappointing 3-3 start. Once that happened, speculation swirled that Penn State officials had locked in on Cignetti as their top choice.

Dolson opted to be proactive and immediately went to see Cignetti in his office.

“I wanted him to know our commitment to him,” Dolson said. “It wasn’t just, ‘OK, we hit one there last year. I told him, ‘We know what the market is. We know your value. We know how coveted you are, and we’re willing to do what we need to do to make certain you feel that.”

Four days after Franklin was fired, Indiana announced a new eight-year contract with Cignetti worth $11.6 million a year, making him one of the highest paid coaches in the country.

When Indiana went to State College, the Hoosiers were ranked No. 2 and Penn State was reeling, having lost six straight.

Playing its most inspired football of the season, Penn State took a 24-20 lead with 6:27 remaining. Then came more Mendoza Magic. Indiana got the ball with less than 2 minutes to go, and Mendoza started rolling, firing one completion after the next to get Indiana down to the Penn State 7-yard line with 36 seconds left.

On third-and-goal and time running out on its undefeated season, Mendoza threw for Omar Cooper Jr. in the back of the end zone. Cooper leapt off the ground and leaned back to make the catch, seemingly defying gravity and the laws of physics to tap his left foot inside the end zone before falling out of bounds. Touchdown, Indiana.

Eighty yards, with his boys, to get Indiana’s first-ever win at Penn State.

“Fernando put it in the perfect spot,” Cooper said. “So I just went up and tried to make a play. I caught it, and the next thing I had to do was try to keep my feet in bounds. I knew how far I was from out of bounds, and I knew the defender was also pushing me. It happened so fast that I was just hoping that my foot was in bounds. When I looked and saw the ref’s reaction, it was just a rush of excitement and joy. I don’t know how to explain it.”

That play kept its undefeated season alive, but also provided a powerful reminder about resilience and trust.

“We got used to teams quitting, and Penn State had a lot of fight,” Kamara said. “There was no fear on the sideline, no arguing, no anxiety. It was, ‘Let’s go get it done.”

While Indiana appeared to be an unstoppable force, so did No. 1 Ohio State. The two met in the Big Ten championship game, their CFP spots secured, but Indiana had not won a conference title since 1967.

With two of the best defenses in the country squaring off, points were at a premium. Once again, it was Mendoza who delivered in the clutch, with a 17-yard touchdown pass to Sarratt in the third quarter that ended up being the game-winning score in the 13-10 victory to take down the Buckeyes and reinforce Indiana’s inevitability as champions.

A week later, Mendoza became the first Heisman Trophy winner in school history. Now, he looks back on that initial phone call with Cignetti as a pivotal moment.

“I’ve been able to develop into that quarterback and made that exponential jump this year that I was aspiring to,” Mendoza said. “I really am thankful that he sold me on developing Fernando as the quarterback. That’s one of the things that made me decide on this school.”


CIGNETTI HAD A message he needed to deliver at the news conference the day before Indiana played Alabama in the College Football Playoff quarterfinals at the Rose Bowl. Citing disruptive travel, Cignetti said their first practice in California “didn’t meet the standard” and there were a lot of “loose ends” his team had to tie up before facing the Crimson Tide.

Since the CFP expanded to 12 teams, not one team that had a first-round bye won in the quarterfinals.

Indiana became the first, embarrassing Alabama 38-3. Then in the semifinals, Indiana crushed Oregon, 56-22. The blowouts were so thorough that they made Indiana the first team to ever win multiple CFP games by 30 or more points.

“I wouldn’t say it’s completely out of the ordinary for us, to be honest,” receiver Charlie Becker said. “Coach Cignetti told us we’re going to win, and we all bought in. It’s a standard at this point.”

The Hoosiers may have emerged as the favorite to win the national title by the end of the season, but they did it with a coach who waited four decades for an FBS head coaching opportunity, with players mostly undervalued and overlooked. Only eight four- or five-star players are currently on the roster.

The Cinderella story is now complete, whether Cignetti objects to the characterization or not. But the same forces that led the Hoosiers to this point will carry them beyond this exceptional two-year moment.

“One of the things that will probably never go away is the chip on our shoulder, that we have to continually prove ourselves and continue to be paranoid about falling backwards,” Dolson said. “There is a, ‘We still have a lot of work to do,’ mentality around here.”

“I want to make it so we’re like Alabama where this is normal,” Kamara said. “Once we win this, everything will change.”

Heather Dinich and Adam Rittenberg contributed to this report.



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Australian Open live: Tennis Australia under pressure to fix ‘worst fan experience’

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Australian Open live: Tennis Australia under pressure to fix ‘worst fan experience’


MELBOURNE, Australia — Reigning Australian Open champion Jannik Sinner begins his quest for a third consecutive title Down Under on Day 3. Naomi Osaka, Ben Shelton, Taylor Fritz, and Madison Keys will also feature as the final first round matches are contested.

Eyes are also locked on the wait times and queues that have marred the first two days of main draw action, with fans voicing frustration about just how busy the precinct is. Some spectators were forced to wait in excess of two hours just to enter Melbourne Park on opening Sunday and Monday, then another hour to enter the show courts.

Stay tuned as ESPN’s team of reporters bring you all the latest news, results, match schedules, and more from Day 3 at the Australian Open.



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Indiana’s Curt Cignetti complains about lack of calls against Miami during halftime of national title game

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Indiana’s Curt Cignetti complains about lack of calls against Miami during halftime of national title game


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Indiana Hoosiers head coach Curt Cignetti expressed some frustration with the officials in the college football national championship on Monday night.

Cignetti spoke to ESPN’s Holly Rowe and was frustrated with the lack of calls against the Miami Hurricanes for hits on Fernando Mendoza. The Heisman Trophy winner was left bloodied after one of the hits that were put on him.

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Indiana head coach Curt Cignetti watches during warm ups before the College Football Playoff national championship game between Miami and Indiana, Monday, Jan. 19, 2026, in Miami Gardens, Florida. (Rebecca Blackwell/AP Photo)

“There’s three personal fouls on the quarterback not called in one drive,” Cignetti said. “They need to be called because they’re obvious personal fouls. I’m all for letting them play, but when you cross the line, you gotta call it. They were black and white calls.”

Through the hits, Mendoza has hung in there and had Indiana up 10 points at halftime.

TRUMP ARRIVES AT INDIANA-MIAMI COLLEGE FOOTBALL NATIONAL CHAMPIONSHIP

Fernando Mendoza runs from the defense

Indiana quarterback Fernando Mendoza looks to pass against Miami during the first half of the College Football Playoff national championship game, Monday, Jan. 19, 2026, in Miami Gardens, Florida. (Lynne Sladky/AP Photo)

He was 12-of-17 with 116 passing yards.

Indiana’s scoring began in the first quarter with a field goal. Then, with about 6:13 left in the second quarter, Mendoza led the Hoosiers down the field and handed the ball off to Riley Nowakowski to punch the ball in. The Hoosiers held a 10-0 lead at that point.

Curt Cignetti talks to reporters

Indiana head coach Curt Cignetti speaks during news conference ahead of the College Football Playoff national championship game between Miami and Indiana, Sunday, Jan. 18, 2026, in Miami. The game will be played on Monday. (Chris Carlson/AP Photo)

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The Hurricanes started to find a rhythm late in the first half. But Carter Davis’ field goal attempt went off the upright. The Hurricanes only had three first downs despite having the ball for nearly 12 minutes in the half.

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