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New UPI Rules From September 15: Your Transaction Limits Increased To Rs 5 Lakh For THESE Key Categories –Check Full List

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New UPI Rules From September 15: Your Transaction Limits Increased To Rs 5 Lakh For THESE Key Categories –Check Full List


New Delhi: National Payments Corporation of India (NPCI), the Umbrella Organisation that facilitates UPI Payments, has issued a latest circular announcing a hike in transaction limit for specific categories in UPI.

NPCI has said that Member, Apps and PSPs must ensure the compliance with the same by 15th September 2025.

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On 24 August 2024, NPCI increased the per transaction limits for entities under categories aligned to Tax Payments to 5 lakh. “With UPI emerging as a preferred payment method, there are requirements from the market on extending higher per transaction limits for additional categories of transactions in UPI.  

In view of the above the per transaction limits for the mentioned categories are enhanced accordingly along with additional guidelines, said NPCI.

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The enhanced limits shall be applicable for merchants which are categorised as ‘Verified Merchant’. Acquiring member banks are required to ensure that such limit shall be provided to the  merchants which are compliant to the NPCI UPI guidelines.


UPI Transaction Limits Increased To Rs 5 Lakh From 15 September– Full List Of Categories














1 Capital Market ₹ 5 Lakh ₹ 10 Lakh
2 Insurance 5 Lakh 10 Lakh
3 Government e-Market Place (EMD Payments) 5 Lakh 10 Lakh
4 Travel 5 Lakh ₹10 Lakh
5 Credit Card Bill Payments 5 Lakh 6 Lakh
6 Collections 5 Lakh 10 Lakh
7 Business/Merchant (Including Pre-Approved Payments) 5 Lakh NA
8 Jewellery ₹ 2 Lakh 6 Lakh
10 FX Retail use case with BBPS Platform ₹ 5 Lakh 5 Lakh
11 Digital Account Opening for Term Deposits 5 Lakh 5 Lakh
12 Digital Account Opening – Initial Funding 2 Lakh 2 Lakh

Member banks may continue to be provided the discretion to set their internal limits based on their internal policy, within the overall ceilings prescribed by NPCI. The per transaction limit for P2P shall continue as per the extant guidelines.  

 



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8th Pay Commission Update: What Government Employees Can Expect

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8th Pay Commission Update: What Government Employees Can Expect


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Aadhaar Card Update: Is Aadhaar A Proof Of Date Of Birth Or Citizenship? Govt Issues Clarification

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Aadhaar Card Update: Is Aadhaar A Proof Of Date Of Birth Or Citizenship? Govt Issues Clarification


New Delhi: The Ministry of Communications has issued a latest circular on clarification on the Properties and Usage of Aadhaar by Unique Identification Authority of India (UIDAI).

The three-point clarification was issues regarding the properties and permissible usage of the Aadhaar number and related documents.

UIDAI said that an Aadhaar number may be used for establishing the identity of the Aadhaar number holder subject to authentication or offline verification.

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Further, Aadhaar number or the authentication thereof, is not a proof of citizenship or domicile in respect of Aadhaar number holder.

UIDAI also added that Aadhaar number is not a proof of date of birth and hence, must not be used for establishing the date of birth of the Aadhaar number holder conclusively.



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Teachers to be balloted on industrial action over class contact time

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Teachers to be balloted on industrial action over class contact time



Members of the NASUWT union are set to be balloted on industrial action over class contact time.

The union accused the Scottish Government of failing to meet the SNP manifesto commitment ahead of the 2021 election of reducing contact time by one-and-a-half hours per week.

Announcing the move, NASUWT national official for Scotland Mike Corbett said teachers are “arguably worse off in terms of workload” than before the last election.

“The commitment on class contact time was a recognition by the Scottish Government that additional time away from the classroom was necessary to give teachers sufficient time and space to plan, prepare and assess pupils’ work in order to help students achieve their best and raise attainment.

“Since 2024 we’ve had agreements to work ‘at pace’ and the establishment of working groups by the Scottish Government and Cosla to make meaningful progress on class contact time reduction.

“But the reality is that teachers today are arguably worse off in terms of their workloads and working hours than they were in 2021 when this commitment was first made.

“A reduction in class contact time is as needed now, if not more so, than in 2021.

“It is regrettable that we have been forced to declare a trade dispute and move to a ballot in order to try to force the Government to give teachers the working conditions it itself acknowledges they require to do the job effectively.”

The union’s general secretary Matt Wrack said it had “exhausted all avenues” to reduce contact time, adding: “Where ministers and employers continue to fail our teachers, we will stand up for their right to working conditions which would enable them to deliver the highest quality of learning for our children and young people.”

A Scottish Government spokesperson said: “Ministers have been clear that reducing class contact will help support the time and space necessary for teachers, to allow them to drive improvement and reform in our schools and improve outcomes for their pupils.

“We are committed to working with teaching unions and Cosla to agree our approach to delivering a reduction in class contact time at pace.

“That is why we are providing local authorities with increased funding of £186.5 million to restore teacher numbers – this additional funding was agreed to by local government on the understanding that they make ‘meaningful progress’ with reducing class contact.

“Ministers respect union members’ right to withdraw their labour, but are disappointed that the NASUWT has taken this action while these constructive discussions are ongoing.”



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