As the US observes Good Friday on April 3 ahead of Easter Sunday on April 5, most essential services will continue without disruption since the day is not designated as a federal holiday.In the Christian calendar, Good Friday marks the crucifixion and death of Jesus Christ and has long been associated with mourning, penance and fasting. Easter Sunday, which follows, celebrates the resurrection and comes at the end of the 40-day Lent period. The dates shift annually as part of the liturgical cycle of “moveable feasts”.

USPS services on Good Friday 2026

Operations at the United States Postal Service will proceed as usual. Postal counters will be open and regular mail delivery schedules will be maintained across the country.

Bank operations on April 3

Commercial banks are expected to function normally, given that Good Friday is not a federal holiday in the US. Branch-level timings, however, may differ, and customers may need to verify with local offices.

UPS delivery and store status

Services offered by UPS, including pickups and deliveries, will continue as per routine schedules. UPS Store outlets will also remain operational.

Will FedEx services remain operational on Good Friday?

FedEx will run standard delivery and pickup operations, with its office locations open for customers on April 3.

Other services and closures

Federal offices will remain open, though select state or local government entities may choose to observe the day. Retail outlets, restaurants and transport systems are expected to function normally. School schedules may vary depending on whether institutions observe the religious holiday.With no nationwide shutdown in place, Good Friday in the US typically sees continuity in banking, logistics and public services, even as it holds religious significance ahead of Easter weekend.

Whether you are a first-time landlord navigating a buy-to-let or a seasoned contractor with an expanding team, running a successful business isn’t just about growth. It also means making sure you have the right protection in place.

Swinton has been providing insurance for over 65 years. Landlord insurance and public liability insurance are key parts of its Business range. A long-standing, well-trusted name, you can rely on Swinton Business to help you find a tailored policy to suit your needs. 

Read on to find out how Swinton Business can help protect you and your assets, should the unexpected happen. Plus, there’s a bonus for Independent readers right now too: a free £60 Amazon Gift Card with a qualifying landlord insurance policy or a free £20 Amazon Gift Card with a qualifying public liability insurance policy.

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Swinton Business Landlord Insurance

The rental market has shifted significantly in recent years, with new regulations and changing tenant expectations. Whether you manage a single home, or a portfolio, there’s financial risk that comes with letting out property. Standard home insurance simply isn’t enough to cover the unique challenges of a rental. 

Swinton’s Landlord Insurance is designed to provide peace of mind by covering the what ifs. Its specialist policies offer financial protection against a wide range of perils, including fire, storms, floods, and landslips. For those in transition, Swinton provides cover for unoccupied properties for up to 60 days, giving you a safety net during tenant turnovers or renovations. 

What is landlord insurance?

Landlord insurance can offer protection against damage caused by factors such as theft, vandalism, fire and flooding. It isn’t a legal requirement for landlords to have it. However, it’s worth knowing that a standard home insurance policy won’t cover your property if it’s being rented out to paying tenants.

If you have a buy-to-let mortgage, having landlord insurance is often a condition of a mortgage agreement. Types of landlord insurance include: commercial property insurance, buy-to-let insurance and landlord legal protection.

Why choose Swinton Business Landlord Insurance?

Swinton has been providing Landlord Insurance for over 15 years. From second homes to diverse portfolios, its experts can help arrange insurance to protect your assets. Offering insurance on both commercial and buy-to-let properties, Swinton Business covers a range of tenants. Better still, if you have more than one property, you can streamline your insurance by protecting them under one policy which may help you save time and money.

Swinton Landlord Insurance cover includes:

Swinton also offers a host of additional options to help you tailor your policy to your specific needs: 

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Swinton Business Public Liability Insurance

For those who are self-employed or own a business, your reputation is everything. But even the most meticulous professional can face an unexpected claim for accidental damage or injury.

What is public liability insurance?

Public liability insurance (PLI) is a type of insurance that protects you in the event your business is held legally responsible for either an injury to a member of the public or damages to their property. In short, if you’re taken to court, having PLI means your insurer will pay the legal costs on your behalf, up to a pre-agreed limit.

While public liability insurance protects business owners from claims made by members of the public, it can also cover claims from contractors and clients. Of course, no two trades are the same, and Swinton’s panel of insurers provides cover for over 500 different professions, including painters and decorators, carpenters, plumbers, electricians and landscape gardeners.

Why choose Swinton Public Liability Insurance?

Swinton compares quotes from a panel of insurers to help you secure a suitable quote. Swinton’s Public Liability Insurance has tailored features for you to find a policy that suits your business needs.

Flexibility is the standout feature here: you can choose limits including £1m, £2m, £5m, or £10m, so you can tailor your cover to meet the specific requirements of your clients or local authorities. 

For businesses with a team, Swinton also makes it easy to add employers’ liability. This is a legal requirement for anyone with staff, providing £10m in cover for injury or illness claims. It’s also worth knowing that while having public liability insurance isn’t compulsory under UK law, many businesses choose it so they’re covered should the unexpected happen. A customer or client may ask that you have cover in place before they work with you. Plus, it may be an obligation of your industry regulator or trade bodies.

You can further tailor your policy with additional extras like: 

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Insurance you can trust 

In a crowded market, experience matters. Swinton Business can help you find the right fit for your unique circumstances. With 24/7 claims assistance available 365 days a year, you can rest easy knowing that if something goes wrong, expert support is only a phone call away. 

When shopping for insurance, it’s important to choose a partner that understands the UK business landscape. Swinton has more than a decade of experience for those who value quality and reliability. 

Reader offer 

There has never been a better time to review your coverage. When you purchase a qualifying policy, Independent readers will receive an added bonus: 

Protect your property, your equipment, and your professional future today with Swinton Business and treat yourself to something new from Amazon.  Ready to protect your business? Click here to get a quote and claim your Amazon voucher Gift Card.

Terms and conditions apply. Visit Swinton.co.uk for more details.

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