Tech
Scams and frauds: Here are tactics criminals use on you in the age of AI and cryptocurrencies

Scams are nothing new—fraud has existed as long as human greed, but what changes are the tools.
Scammers thrive on exploiting vulnerable, uninformed users, and they adapt to whatever technologies or trends dominate the moment. In 2025, that means AI, cryptocurrencies and stolen personal data are their weapons of choice.
And, as always, the duty, fear and hope of their targets provide openings. Today, duty often means following instructions from bosses or co-workers, who scammers can impersonate. Fear is that a loved one, who scammers can also impersonate, is in danger. And hope is often for an investment scheme or job opportunity to pay off.
AI-powered scams and deepfakes
Artificial intelligence is no longer niche—it’s cheap, accessible and effective. While businesses use AI for advertising and customer support, scammers exploit the same tools to mimic reality, with disturbing precision.
Criminals are using AI-generated audio or video to impersonate CEOs, managers or even family members in distress. Employees have been tricked into transferring money or leaking sensitive data. Over 105,000 such deepfake attacks were recorded in the U.S. in 2024, costing more than US$200 million in the first quarter of 2025 alone. Victims often cannot distinguish synthetic voices or faces from real ones.
Fraudsters are also using emotional manipulation. The scammers make phone calls or send convincing AI-written texts posing as relatives or friends in distress. Elderly victims in particular fall prey when they believe a grandchild or other family member is in urgent trouble. The Federal Trade Commission has outlined how scammers use fake emergencies to pose as relatives.
Cryptocurrency scams
Crypto remains the Wild West of finance—fast, unregulated and ripe for exploitation.
Pump-and-dump scammers artificially inflate the price of a cryptocurrency through hype on social media to lure investors with promises of huge returns—the pump—and then sell off their holdings—the dump—leaving victims with worthless tokens.
Pig butchering is a hybrid of romance scams and crypto fraud. Scammers build trust over weeks or months before persuading victims to invest in fake crypto platforms. Once the scammers have extracted enough money from the victim, they vanish.
Scammers also use cryptocurrencies as a means of extracting money from people in impersonation scams and other forms of fraud. For example, scammers direct victims to bitcoin ATMs to deposit large sums of cash and convert it to the untraceable cryptocurrency as payment for fictitious fines.
Phishing, smishing, tech support and jobs
Old scams don’t die; they evolve.
Phishing and smishing have been around for years. Victims are tricked into clicking links in emails or text messages, leading to malware downloads, credential theft or ransomware attacks. AI has made these lures eerily realistic, mimicking corporate tone, grammar and even video content.
Tech support scams often start with pop-ups on computer screens that warn of viruses or identity theft, urging users to call a number. Sometimes they begin with a direct cold call to the victim. Once the victim is on a call with the fake tech support, the scammers convince victims to grant remote access to their supposedly compromised computers. Once inside, scammers install malware, steal data, demand payment or all three.
Fake websites and listings are another current type of scam. Fraudulent sites impersonating universities or ticket sellers trick victims into paying for fake admissions, concerts or goods.
One example is when a website for “Southeastern Michigan University” came online and started offering details about admission. There is no such university. Eastern Michigan University filed a complaint that Southeastern Michigan University was copying its website and defrauding unsuspecting victims.
The rise of remote and gig work has opened new fraud avenues.
Victims are offered fake jobs with promises of high pay and flexible hours. In reality, scammers extract “placement fees” or harvest sensitive personal data such as Social Security numbers and bank details, which are later used for identity theft.
How you can protect yourself
Technology has changed, but the basic principles remain the same: Never click on suspicious links or download attachments from unknown senders, and enter personal information only if you are sure that the website is legitimate. Avoid using third-party apps or links. Legitimate businesses have apps or real websites of their own.
Enable two-factor authentication wherever possible. It provides security against stolen passwords. Keep software updated to patch security holes. Most software allows for automatic updates or warns about applying a patch.
Remember that a legitimate business will never ask for personal information or a money transfer. Such requests are a red flag.
Relationships are a trickier matter. The state of California provides details on how people can avoid being victims of pig butchering.
Technology has supercharged age-old fraud. AI makes deception virtually indistinguishable from reality, crypto enables anonymous theft, and the remote-work era expands opportunities to trick people. The constant: Scammers prey on trust, urgency and ignorance. Awareness and skepticism remain your best defense.
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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Scams and frauds: Here are tactics criminals use on you in the age of AI and cryptocurrencies (2025, September 18)
retrieved 18 September 2025
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Tech
OpenAI launches teen-safe ChatGPT with parental controls

by I. Edwards
Teenagers chatting with ChatGPT will soon see a very different version of the tool—one built with stricter ways to keep them safe online, OpenAI announced.
The new safeguards come as regulators increase scrutiny of chatbots and their impact on young people’s mental health.
Under the change, anyone identified as under 18 will automatically be directed to a different version of ChatGPT designed with “age-appropriate” content rules, the company said in a statement.
The teen version blocks sexual content and can involve law enforcement in rare cases where a user is in acute distress.
“The way ChatGPT responds to a 15-year-old should look different than the way it responds to an adult,” the company explained.
OpenAI also plans to roll out parental controls by the end of September. Parents will be able to link accounts, view chat history and even set blackout hours to limit use.
The announcement follows the Federal Trade Commission’s (FTC) investigation into the potential risks of AI chatbots for children and teens.
In April, 16-year-old Adam Raine of California died by suicide; his family has sued OpenAI, claiming ChatGPT played a role in his death, CBS News reported.
While OpenAI says it is prioritizing safety, questions still remain about how the system will verify a user’s age. If the platform cannot confirm a user’s age, it will default to the teen version, the company said.
Other tech giants have announced similar steps. YouTube, for example, has introduced new age-estimation technology that factors in account history and viewing habits, CBS News said.
Parents remain concerned.
A Pew Research Center report released earlier this year found 44% of parents who worry about teen mental health believe social media has the biggest negative impact.
More information:
HealthyChildren.org has more on how AI chatbots can affect kids.
© 2025 HealthDay. All rights reserved.
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OpenAI launches teen-safe ChatGPT with parental controls (2025, September 18)
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Tech
Google Injects Gemini Into Chrome as AI Browsers Go Mainstream

Google is adding multiple new AI features to Chrome, the most popular browser in the world. The most visible change is a new button in Chrome that launches the Gemini chatbot, but there are also new tools for searching, researching, and answering questions with AI. Google has additional cursor-controlling “agentic” tools in the pipeline for Chrome as well.
The Gemini in Chrome mode for the web browser uses generative AI to answer questions about content on a page and synthesize information across multiple open tabs. Gemini in Chrome first rolled out to Google’s paying subscribers in May. The AI-focused features are now available to all desktop users in the US browsing in English; they’ll show up in a browser update.
On mobile devices, Android users can already use aspects of Gemini within the Chrome app, and Google is expected to launch an update for iOS users of Chrome in the near future.
When I wrote about web browsers starting to add more generative AI tools back in 2023, it was primarily something that served as an alternative to the norm. The software was built by misfits and change-makers who were experimenting with new tools, or hunting for a break-out feature to grow their small user bases. All of this activity was dwarfed by the commanding number of users who preferred Chrome.
Two years later, while Google’s browser remains the market leader, the internet overall is completely seeped in AI tools, many of them also made by Google. Still, today marks the moment when the concept of an “AI browser” truly went mainstream with the weaving of Gemini so closely into the Chrome browser.
The Gemini strategy at Google has already been to leverage as many of its in-house integrations as possible, from Gmail to Google Docs. So, the decision to AI-ify the Chrome browser for a wider set of users does not come as a shock.
Even so, the larger roll out will likely be met with ire by some users who are either exhausted by the onslaught of AI-focused features in 2025 or want to abstain from using generative AI, whether for environmental reasons or because they don’t want their activity to be used to train an algorithm. Users who don’t want to see the Gemini option will be able to click on the Gemini sparkle icon and unpin it from the top right corner of the Chrome browser.
Tech
Solar power cuts electricity bills and carbon emissions—NZ needs to scale up faster

Solar power is now the cheapest form of electricity in most countries, including New Zealand, and its global uptake is growing exponentially.
So far, New Zealand’s adoption of solar electricity generation has been slower than elsewhere, but it is accelerating quickly. Scaling up installation could help reduce high consumer energy prices and meet New Zealand’s emissions budgets.
Based on current policies, New Zealand is at risk of exceeding its emissions budget for the period from 2026 to 2030, and current plans are insufficient to stay within the subsequent five-year budget up to 2035.
The Climate Change Commission estimates solar combined with battery storage could cut 3.9 million tons of carbon dioxide equivalent emissions between 2031 and 2035.
This is important, as a major part of the government’s plan for cutting emissions over the next five years rested on a carbon capture project at the Kapuni gas field, which seems to have fallen through.
New Zealand is also facing an energy shortage, leading to high electricity prices. But solar could be part of the solution because global reductions in the price of panels mean residential solar is now likely the cheapest option for households.
Solar on the rise
The solar energy reaching Earth each hour is roughly equivalent to a year of humankind’s global energy consumption.
This is not to say our current energy demand should be the target. We need to reduce consumption and use energy more efficiently, even as we continue the shift to more renewable power generation.
But a small fraction of sunlight can go a long way and many countries are taking advantage of this. For example, a consumer-led solar revolution is happening in Pakistan in response to longstanding energy supply problems. This year, solar became the largest source of electricity in Pakistan, surging to 25% of generation from about 5% just three years ago.
The uptake of solar electricity generation is also growing in New Zealand, with a significant uptick in projects for both utility-scale solar farms and household installations.
New Zealand has five large-scale solar farms in operation, and many more in the pipeline (nine at delivery stage, 33 under investigation). We also have more than 65,000 residential solar installations, up from about 7,500 a decade ago.
Despite the rapid growth in recent years, this is still a relatively low adoption rate compared to some other countries, with only about 3-4% of homes having solar installed.
A frequent argument against solar electricity generation is that it is intermittent. But solar panels can use hot water cylinders or batteries to store energy for later use.
And while New Zealand may not get quite as much sunshine as other countries, our existing renewable generation and hydro-lake storage mean we don’t have to invest as much in batteries to buffer intermittent generation.
Also, the flip side of intermittent power sources is that they turn back on—fossil fuels can only be used once.
Managing solar at scale
The energy and emissions-cutting benefits of solar generation are well quantified. Solar panels generate the amount of energy required to manufacture them in less than two years, compared with a total lifetime of about 30 years.
It takes slightly longer to pay back the carbon emissions from their manufacture in New Zealand than elsewhere, because we already have a comparatively high proportion of renewable electricity generation. The carbon payback is faster if solar is used in ways that directly displace fossil fuels (for example, electricity from gas or coal) or if the panels are manufactured in places with low carbon intensity (low emissions per unit of economic activity or energy produced).
There is still work to do. We need to address practical challenges such as effective grid integration and storage, as well as social issues such as ensuring that low-income households aren’t disadvantaged.
Globally, the mining of raw materials for solar panels is a key issue, and we need to ensure ethical supply chains and labor practices associated with materials and manufacture. Ultimately, we need to reach a system where solar panels are recycled to avoid the need for indefinite mining, and to keep panels out of landfills.
This goal looks promising. Solar panel recycling is an active area of research and already possible, although not yet profitable.
As the uptake of solar accelerates, New Zealand should make sure suitable policies are in place. In terms of materials, we should require recycling of solar panels. On the social side, we should ensure support for low-income households and consider incentives for solar installations on rental properties.
Researchers are also exploring next-generation solar power with lower energy and material demands in their manufacture. In most commercial solar panels, the dominant contribution to manufacturing emissions is the silicon “active layer.” There are multiple alternatives to silicon and new technologies use different materials for the active layer.
For example, my research focuses on solution-printable organic semiconductors. These materials absorb light very strongly, which means the active layer is about a thousand times thinner than in a silicon solar panel. A kilogram of material can cover more than 5,000 square meters.
It will take time for these new technologies to reach the same level of development as today’s solar panels. They will likely first enter the market as complementary products such as lightweight installations on low load-bearing surfaces (warehouse roofs) and in building-integrated applications.
Economically viable solar energy generation is a triumph of long-term scientific and engineering development that began in the 1950s and is poised to play a key role in decarbonization. New Zealand needs to think about how to manage this technology at scale if we want to make the most of this opportunity.
This article is republished from The Conversation under a Creative Commons license. Read the original article.
Citation:
Solar power cuts electricity bills and carbon emissions—NZ needs to scale up faster (2025, September 18)
retrieved 18 September 2025
from https://techxplore.com/news/2025-09-solar-power-electricity-bills-carbon.html
This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no
part may be reproduced without the written permission. The content is provided for information purposes only.
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