Business
Horticulture podcast to address export gaps | The Express Tribune
ISLAMABAD:
Federal Minister of Commerce Jam Kamal Khan on Saturday inaugurated the Pakistan Horticulture Development and Export Company’s (PHDEC) first podcast series, marking the ministry’s inaugural digital initiative for the horticulture sector.
According to an official statement, the initiative aims to improve awareness, share best practices and support growth in Pakistan’s fruit and vegetable industry.
The podcast, titled Horticulture Horizons, will serve as a platform for farmers, exporters, researchers and policymakers. It will cover issues such as sustainable farming techniques, export strategies, value addition, post-harvest losses and climate change impacts.
International experts from leading agricultural countries will also participate as guest speakers to share global experiences and technical insights relevant to Pakistan’s horticulture sector, the statement said.
PHDEC operates as a Section 42 company under the Trade Development Authority of Pakistan (TDAP) and has been involved in promoting horticulture development and exports. Its initiatives include the establishment of fruit dehydration units, facilitation of banana exports to Iran, distribution of more than one million mango and banana bagging bags, and the organisation of over 100 training workshops across the country.
The podcast builds on these initiatives by using digital media to disseminate information on climate-smart crop varieties and efficient irrigation practices.
Business
Postcode glitch freezes pensioners out of winter heating benefit
Katy McCloskey and Chris Clements
BBCPeople on low incomes could be losing out on a grant for winter heating bills because postcodes are missing from an energy supplier’s website.
Scottish Gas were warned last autumn that customers on means-tested benefits living in a specific Glasgow postcode were unable to apply for the Warm Home Discount online. More than a year later, the website has still not been fixed.
Tenants and charities have criticised the power company, with Energy Action Scotland telling the BBC that it’s “absolutely incredible” the problem hasn’t been solved.
Scottish Gas said addresses for new build properties may not have been registered correctly with Royal Mail and it hopes to have the website updated.
‘That money would make a big difference’
The Warm Home Discount of £150 is paid automatically by energy suppliers to those on the guaranteed element of Pension Credit.
Other households of any age on a low income can also be eligible via the “broader group” category, but they have to manually apply and enter details about their means-tested benefit.
Annie Dougherty, 71, lives in Govan with her husband Sammy.
She tried to apply online via the Scottish Gas website in November 2024 but found her postcode was missing from the dropdown box on the site.
This meant she could not continue her application.

Annie believes she is eligible for the discount because she claims Housing Benefit.
She told BBC Scotland: “I think it’s ridiculous.
“I don’t know what they are playing at. They say our postcode isn’t registered with Scottish Gas website but they manage to send us bills with our postcode on them.
“We didn’t get the Warm Home Discount last year and we’re not getting it this year. That would make a big difference, it would be £150 off my bill each year.”
Annie said she worries about her bills.
“I get fed up with it, I really do.
“We only put our heating on if it’s really cold. We go to our beds early so we don’t have to have the heating on. And I only put my tumble dryer on once a week.
“I try my best to cut back on things but it’s hard.”
The flats where the Doughertys live were built in 2024.
“None of us in this block or the block next door get it,” Annie added.
Missing postcodes ‘flagged a year ago’
Gordon Brown, of local charity Glasgow Action for Pensioners, first spotted the problem in November last year, and said he flagged it with the energy supplier.
He said: “In this area we know of 46 residences where the Scottish Gas database doesn’t recognise the postcode.
“Most of them are elderly people who would be on the qualifying benefits. These people could be sitting cold.”
He said Scottish Gas had offered a “workaround” for affected customers, but he described the process as “complicated”.
“They’ve told me to use the head office postcode and then phone up with a number from the website and they can sort it manually,” he said.
“Why can’t they just fix their database?
“We don’t know how many people are in the exact same boat.
“People don’t have the ability or time to phone them up to ask what’s going on and why the website doesn’t work.”

Fuel poverty charity Energy Action Scotland said it was expecting an additional 250,000 households in Scotland to receive the broader Warm Home Discount payment this winter.
Households need to be receiving a means-tested benefit such as Housing Benefit or Universal Credit.
Suppliers then check eligibility with the Department for Work and Pensions or Social Security Scotland.
Frazer Scott, chief executive at Energy Action Scotland, said he found the situation in Govan “incredible”.
“It’s absolutely ridiculous that, for a company with the resources that Scottish Gas has, they cannot get this right.
“It should have been sorted a long time ago.”
He added: “I cannot understand why it is left to the eligible person, someone who is in need of financial support and someone who is likely in difficult circumstances, that they have to try and come up with a fix for this when it should be energy supplier moving heaven and earth to help these people.
“There is a huge question mark about people’s ability to engage when many of the only routes companies seem to have available these days are electronic or web-based.
“Companies are not working hard enough to support all their customers fairly. People should be at the heart of the system, not processes.”
‘Not registered correctly’
Scottish Gas said it was “sorry to hear that some residents in Glasgow’s Govan area have had some trouble completing their Warm Home Discount application through the online portal”.
A spokesperson added: “It appears the address details for these new builds may not have been registered correctly with the Royal Mail and we’re helping to get these updated.
“To reassure customers, our advisors can help with completing the form and ensuring their application is successfully processed.”
BBC Scotland has contacted Royal Mail for comment.
Business
Investor onboarding loses pace: Fresh equity registrations fall 11% in November; total base stands at 12.3 crore – The Times of India
India’s equity markets saw investors joining at a slower pace in November, just 13.2 lakh investors were added during the month during the month. This was a 11.6% dip from October, as the growth was dragged down by uncertainty in global markets continued to temper risk appetite, data released by the National Stock Exchange (NSE) showed.With these additions, the total number of registered investors reached 12.3 crore by the end of November 2025. The slowdown came after two months of steady improvement in registrations, signalling a pause in the recent rebound. The NSE noted, “The pace of additions moderated during the month, declining 11.6 per cent MoM after two consecutive months of sequential increases.” The report pointed out that investor sign-ups have remained uneven throughout calendar year 2025. While short phases of stronger growth were seen between May and July and again in September and October, the broader trend has been one of moderation. Global headwinds and persistent volatility have weighed on confidence, making many potential entrants wary of entering equity markets. Data from the exchange also showed that the rapid expansion seen in the previous year has lost momentum. Last year in February, the investor base crossed 9 crore. By August 2024, the number moved to 10 crore and touched 11 crore in January 2025, with each milestone achieved within five to six months. On the other hand, the next crore took significantly longer, with nine months required to move from 11 crore to 12 crore. Between January and November 2025, the NSE added an average of 12.8 lakh investors every month, taking total additions during the period to 1.4 crore, drastically lower than the same period in 2024, when average monthly additions were 19.3 lakh, translating into 2.1 crore new investors.On the regional front, north India continued to dominate with an investor participation of 4.5 crore investors as of November 2025. West India stood at the second position with 3.6 crore investors. South India and east India ALSO recorded 2.6 crore and 1.5 crore investors, respectively. Year-on-year growth remained positive across most regions. All parts of the country reported growth of over 15% in November, except West India, where investor growth lagged at 11.6%. Overall, the NSE data indicated that although India’s equity investor base is still expanding, the rate of new investor additions has slowed during 2025 as global uncertainty continues to influence participation.
Business
Stoke takeaway owner delivers 1,000 presents to children in need
A takeaway owner has delivered a thousand presents to children across his city this Christmas.
Arfan Mohammed, the owner of Sizzlers Fastfood, has donated a pound from every order to buy presents for children who might otherwise not receive one on Christmas Day.
Pupils at Our Lady and St Benedict Academy are some of the children who’ve benefited.
Mr Mohammed said: “To see the smile on the faces of them children beats any challenge really. It’s priceless.”
The takeaway owner identified local schools and families in his area which would appreciate the presents and also had businesses donate presents for the cause.
“I think a lot of communities are struggling at the moment, but you only know the community you live in,” he said.
“This community means a lot to me and a lot of them are struggling.”
Mr Mohammed also delivers food parcels to the elderly and vulnerable.
He previously held a charity football match to support the families of the Southport knife attack victims after being approached by a friend of Leanne Lucas, a dance teacher injured in the attacks.
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