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School costs a ‘real struggle’ for parents in Wales

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School costs a ‘real struggle’ for parents in Wales


Bethan LewisFamily and education correspondent, BBC Wales News

Vicky Williams says she starts to worry about budgeting for the next school year at Christmas

A mum says she starts to dread the new school year from Christmas because of the cost of uniform and other kits her children will need in September.

Vicky Williams, from Caerphilly, said she gets “anxious” her children will not have everything they need and has to start budgeting months in advance.

It is estimated the minimum cost of sending a child to secondary school has reached almost £2,300 a year, up £600 since 2022, with the Child Poverty Action Group (CPAG) saying lower and middle-income families face “a real struggle”.

The Welsh government said it was doing everything it could to support families.

Ms Williams starts budgeting at the start of the year for the items her nine and 14-year-old will need.

She said: “I dread it after Christmas – I know if I don’t plan or budget I am going to be struggling August, September time.

“I’ll be getting anxious that my children aren’t going to school with the proper equipment so I’ve got to plan well in advance in order to prepare and be able to afford to buy their uniforms and everything else they need.”

She said while her daughter’s primary school uniform does not require logos, her 14-year-old son needs a separate PE kit, rugby kit and football kit.

A woman with long auburn hair wearing a denim waistcoat standing in front of some terraced houses on an estate.

Vicky Williams’ 14-year-old son has to have separate kits for PE and other sports he takes part in

Trips are another source of stress and even though schools help parents with payment plans, Ms Williams said sometimes there was not enough notice of upcoming expenses.

“You want your children to get involved in everything, want to go out for trips with their friends, go on a bus and have the experience and everything.

“But then when the cost of most trips are so high and it’s not doable for some, then you feel guilty then as a parent that your child is missing out.”

The part-time supermarket delivery driver also has a two-year-old and said she was already anticipating “that constant stress and anxiety on my mind that I’ll have three children in school” in two years’ time.

A woman with long brown hair, wearing a black T-shirt is standing in front of rails of uniform arranged by colour

Schools are sometimes too strict about uniform, says Lisa Watkins

On the Lansbury Park estate, Caerphilly Uniform Exchange sells pre-loved and donated uniform for a minimal cost or items can be swapped for free.

Director Lisa Watkins said about 120 families a month use the Caerphilly shop.

They have other hubs in the borough, an online shop and give free bundles for children referred by schools and social services.

“Some schools have changed their uniform to make things more generic and accessible, but more work could be done definitely”, she said.

“I think that we should be treating school uniform more like workwear. It doesn’t matter if it’s got a hole or a bit of paint on it, you know, that’s kind of what it’s for.”

A graphic with sketches of a boy and a girl in blue school uniform with chequered trousers and skirts and red ties/bow ties. It says Cost of one year at secondary school: Learning £449.67 Transport £390, Packed lunches and snacks £846.15 Uniform, PE Kit, shoes and bags £449.68 Enrichment eg trips, charity days £139.28 and Total £2.274.77. The text is red and orange and the background looks like lined paper from a school notebook

As well as uniform, the shop also supplies other costumes and outfits.

“Prom is a huge cost to parents at the moment. Things like World Book Day, Children in Need, Christmas Nativity, Christmas jumper days,” Ms Watkins said.

“As time progresses, we find all of these different celebrations and things to take part in but I think there’s little thought on how much it actually burdens parents financially.”

She added parents faced “absolutely huge” financial pressures, and did not want to have “the only child that isn’t going to prom, or hasn’t got the fancy dress outfit, or the new football boots.”

A woman with wavy shoulder-length brown hair, wearing round glasses and a black jacket sitting on a light brown sofa in front of a dark grey wall

The Welsh government strengthened its uniform guidance for schools in 2023 “but overall it’s still a big expense”, Ellie Harwood from the Child Poverty Action Group said

A report published by the CPAG in May estimated the minimum cost of education is more than £1,000 for primary school children and almost £2,300 for secondary school children, a rise of 30% on three years ago.

It said the cost of food for the school day and technology for learning were the main sources of increases for secondary school children.

“This is a really significant amount of money for families,” said Ellie Harwood, senior education policy officer for CPAG.

“It can be a real struggle for households on low and middle incomes to meet the cost and obviously the more children you have the greater the cost”.

Ms Harwood said research had suggested uniform costs had “flat-lined”, which she hoped was a “reflection in changes of school policy”.

At primary level in Wales, universal free school meals “saves families around £500 a year per child”, Ms Harwood said, but a strict means test still applied for secondary age children.

She said access to Welsh government support with the costs of school should be expanded .

“There are a lot of households living in poverty in Wales who cannot currently access free school meals or the school essentials grant,” she said.

“They can’t get help with the cost of school trips.

“We know there’s about 25,000 secondary aged learners who are living in poverty who don’t qualify for support with these grants and with free school meals.”

Racks of pre-loved school uniform and school shoes with green polo shirts in the foreground

Campaigners say the income threshold to qualify for the schools essentials grant is too low

The Welsh government said: “We are doing everything we can to support families in Wales”.

“We continue to monitor the potential impact of inflation on the number of learners eligible for a free school meal and the School Essentials Grant.”

It said it recognised the “financial burden” of school uniform.

“Our statutory guidance on school uniform policy says that affordability should be a priority, and branded items should not be compulsory.

“We are currently reviewing the impact of the changes to the guidance”.



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How inflation rebound is set to affect UK interest rates

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How inflation rebound is set to affect UK interest rates


Interest rates are widely expected to remain at 3.75% as Bank of England policymakers prioritise curbing above-target inflation while also monitoring economic growth, according to expert analysis.

The Bank’s Monetary Policy Committee (MPC) is anticipated to leave borrowing costs unchanged when it announces its latest decision on Thursday, marking its first interest rate setting meeting of the year.

This follows a rate cut delivered before Christmas, which was the fourth such reduction.

At the time, Governor Andrew Bailey noted that the UK had “passed the recent peak in inflation and it has continued to fall”, enabling the MPC to ease borrowing costs. However, he cautioned that any further cuts would be a “closer call”.

Since that decision, official data has revealed that inflation unexpectedly rebounded in December, rising for the first time in five months.

How the UK interest rate has changed in recent years

The Consumer Prices Index (CPI) inflation rate reached 3.4% for the month, an increase from 3.2% in November, with factors such as tobacco duties and airfares contributing to the upward pressure on prices.

Economists suggest this inflation uptick is likely to reinforce the MPC’s inclination to keep rates steady this month.

Philip Shaw, an analyst for Investec, stated: “The principal reason to hold off from easing again is that at 3.4% in December, inflation remains well above the 2% target.”

He added: “But with the stance of policy less restrictive than previously, there are greater risks that further easing is unwarranted.”

Shaw also highlighted other data points the MPC would consider, including gross domestic product (GDP), which saw a return to growth of 0.3% in November – a potentially encouraging sign for policymakers.

Matt Swannell, chief economic advisor to the EY ITEM Club, affirmed: “Keeping bank rate unchanged at 3.75% at next week’s meeting looks a near-certainty.”

The rate of inflation in recent years

The rate of inflation in recent years

He noted that while some MPC members who favoured a cut in December still have concerns about persistent wage growth and inflation, recent data has not been compelling enough to prompt back-to-back reductions.

Edward Allenby, senior economic advisor at Oxford Economics, forecasts the next rate cut to occur in April.

He explained: “The MPC will continue to face a delicate balancing act between supporting growth and preventing inflation from becoming entrenched, with forthcoming data on pay settlements likely to play a decisive role in shaping the next policy move.”

The Bank’s policymakers have consistently voiced concerns regarding the pace of wage increases in the UK, which can fuel overall inflation.



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Budget 2026: India pushes local industry as global tensions rise

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Budget 2026: India pushes local industry as global tensions rise



India’s budget focuses on infrastructure and defence spending and tax breaks for data-centre investments.



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New Income Tax Act 2025 to come into effect from April 1, key reliefs announced in Budget 2026

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New Income Tax Act 2025 to come into effect from April 1, key reliefs announced in Budget 2026


New Delhi: Finance Minister Nirmala Sitharaman on Sunday said that the Income Tax Act 2025 will come into effect from April 1, 2026, and the I-T forms have been redesigned such that ordinary citizens can comply without difficulty for ease of living. 

The new measures include exemption on insurance interest awards, nil deduction certificates for small taxpayers, and extension of the ITR filing deadline for non-audit cases to August 31. 

Individuals with ITR 1 and ITR 2 will continue to file I-T returns till July 31.

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“In July 2024, I announced a comprehensive review of the Income Tax Act 1961. This was completed in record time, and the Income Tax Act 2025 will come into effect from April 1, 2026. The forms have been redesigned such that ordinary citizens can comply without difficulty, for)  ease of living,” she said while presenting the Budget 2026-27

In a move that directly eases cash-flow pressure on individuals making overseas payments, the Union Budget announced lower tax collection at source across key categories.

“I propose to reduce the TCS rate on the sale of overseas tour programme packages from the current 5 per cent and 20 per cent to 2 per cent without any stipulation of amount. I propose to reduce the TCS rate for pursuing education and for medical purposes from 5 per cent to 2 per cent,” said Sitharaman.

She clarified withholding on services, adding that “supply of manpower services is proposed to be specifically brought within the ambit of payment contractors for the purpose of TDS to avoid ambiguity”.

“Thus, TDS on these services will be at the rate of either 1 per cent or 2 per cent only,” she mentioned during her Budget speech.

The Budget also proposes a tax holiday for foreign cloud companies using data centres in India till 2047.



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