Business
Experts Suggest 10 SIPs To Turn Rs 10,000 A Month Into Lakhs In Just 5 Years
Last Updated:
Investment choices shouldn’t rely only on past returns; risk appetite, duration, and financial goals must be weighed carefully before selecting the right mutual fund
Although these funds carry inherent risks, they can provide substantial returns in the long term. (Representative/Shutterstock)
Systematic Investment Plans (SIPs) have become increasingly popular among investors, yet many still struggle to identify which mutual funds will yield significant profits. Successful SIP investment requires a strategic approach and insight into which mutual funds can generate substantial returns.
For those considering SIP investments over the next five years, it is crucial to be aware of some of the best-performing mutual funds. A recent report by The Economic Times highlighted several funds that have delivered impressive returns over the past five years.
However, it is important to remember that investment decisions should not be based solely on past performance. Factors such as risk tolerance, investment duration, and financial goals should be considered when selecting a fund.
Motilal Oswal Midcap Fund
The Motilal Oswal Midcap Fund has achieved an XIRR (Extended Internal Rate of Return) of 29.38% over the past five years. If a monthly SIP of Rs 10,000 had been made, the investment would now be worth Rs 12.27 lakh. This fund focuses on midcap companies, which lie between large and small enterprises. Although these funds carry inherent risks, they can provide substantial returns in the long term.
ICICI Prudential Infrastructure Fund And HDFC Infrastructure Fund
Next are two infrastructure funds. The ICICI Prudential Infrastructure Fund delivered an XIRR of 29.33%, while the HDFC Infrastructure Fund provided 28.10%. A monthly SIP of Rs 10,000 in these funds would have grown to Rs 12.25 lakh and Rs 11.90 lakh, respectively.
Other Promising Funds
The Bandhan Small Cap Fund also features in this list, achieving an XIRR of 27.18%. A monthly SIP of Rs 10,000 in this fund would now be worth Rs 11.65 lakh. Small-cap funds invest in smaller companies, which carry higher risks but can also offer substantial returns. Similarly, the Invesco India Midcap Fund converted a monthly SIP of Rs 10,000 into Rs 11.58 lakh with an XIRR of 26.93%.
Additionally, several other infrastructure funds have shown commendable performance. Franklin Build India Fund, LIC Infrastructure Fund, Nippon India Power and Infra Fund, DSP T.I.G.E.R Fund, and Canara Robeco Infrastructure Fund have delivered XIRRs ranging from 26.29% to 26.88%. Monthly SIPs of Rs 10,000 in these funds would have grown to between Rs 11.42 lakh and Rs 11.57 lakh. These funds also invest in companies related to infrastructure.
It is essential to understand that midcap and small-cap funds involve higher risks as they invest in smaller companies. Investors willing to take on the risk and stay invested for five years may find these funds offering good returns.
Disclaimer:Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.
Read More
NEW DELHI: People with job cards assigned under Mahatma Gandhi National Rural Guarantee Scheme will be able to get work without disruption when transition takes place to new rural employment framework under Viksit Bharat-Guarantee for Rozgar and Aajeevika Mission (Gramin) Act.Even though exact timeframe is not known yet, rural development ministry officials said the VB-G RAM G scheme will come into force in the coming financial year after the Centre frames and notifies the rules. After govt notifies the Act’s commencement date, states will get six months to make their schemes to enable implementation of the law.To ensure there is no disruption and job guarantee is upheld during transition from MGNREGA, it has been proposed to enable workers to use the same job cards issued under MGNREGA with Aadhaar-based eKYC.The officials said that as of now, around 75% of job cards have been verified with eKYC under the ongoing scheme. Moreover, ongoing projects under MGNREGA, if incomplete when the transition happens to the new scheme, would stay on course.Meanwhile, work is on to frame rules, lay out regulations on normative allocations, fund flow plan, IT framework, a national-level steering panel and social audits.Under the new law, focus will be on transparency to weed out leakages and duplicacy of work,the social audit system will be strengthened, and technology leveraged to create systems to establish work progress, timely wage payment and accountability through ‘e-measurement’ books, sources said. Demand for work will have to be entered on a digital platform. Officials made it clear the new law in no way interferes with demand-driven character of the scheme.
Business
Gurugram Attracts Rs 86,588 Crore In Real Estate Investments In 2025 As RERA Clears 131 Projects
Last Updated:
Alongside rising investments, Gurugram RERA strengthened regulatory oversight to safeguard homebuyer and investor interests
Gurgaon Real Estate (Representative Image)
Gurugram emerged as one of India’s top real estate investment destinations in 2025, with projects worth Rs 86,588 crore receiving regulatory approvals during the year, according to data from the Gurugram Real Estate Regulatory Authority (Gurugram RERA).
Market observers said the numbers reflect strong investor confidence in the NCR’s largest commercial and residential hub.
Gurugram RERA registered 131 projects in calendar year 2025, representing development potential of 35,455 units across housing and commercial segments.
A striking feature of the data was the dominance of large-ticket projects. Just 28 major developments accounted for investments worth Rs 59,360 crore, highlighting the growing influence of institutional capital and large developers in shaping Gurugram’s property market.
Residential assets continued to attract the bulk of investment interest. Of the total units approved, 31,455 were residential, underscoring sustained end-user demand and long-term confidence in the city’s housing fundamentals.
According to Authority data, the residential mix included 17,405 group housing units, 5,720 mixed land use units, 4,040 residential floor units, 2,122 affordable group housing units, 1,954 units under the Deen Dayal housing scheme, and 214 residential plotted colony units.
Market observers said this diversified supply pipeline indicates capital deployment across both premium and mass segments, helping reduce concentration risk and deepen market resilience.
On the commercial side, Gurugram RERA approved about 4,000 commercial units, of which 168 were dedicated to IT parks, reinforcing Gurugram’s position as a preferred hub for technology firms and Global Capability Centres.
Analysts noted that the combination of office-led employment growth and residential expansion continues to make Gurugram attractive for long-term capital deployment.
Industry experts said the scale of investments approved in 2025 highlights Gurugram’s ability to attract capital despite global uncertainty, supported by infrastructure growth, a strong corporate base and an improving regulatory environment.
“With a large pipeline of approved projects and sustained interest from developers and institutional investors, Gurugram is expected to remain a key real estate investment destination in the coming years,” a Gurugram-based real estate expert said.
Tighter regulatory checks
Alongside rising investments, Gurugram RERA strengthened regulatory oversight to enhance transparency and safeguard homebuyer and investor interests.
“These steps included stricter scrutiny of developer submissions, mandatory site inspections by domain experts, and public consultation through mandatory notices before project registration,” an Authority official said.
Click here to add News18 as your preferred news source on Google.
January 16, 2026, 07:44 IST
Read More
Last Updated:
National Startup Day highlights India’s thriving startup ecosystem, celebrating innovation, entrepreneurship and job creation driven by founders, unicorns and Startup India mission
National Startup Day 2026 honours Indian startups, entrepreneurs and innovators driving economic growth and job creation.
National Startup Day 2026: India’s startup ecosystem has evolved into one of the world’s most vibrant and promising innovation hubs. To recognise the contribution of entrepreneurs, founders and startups transforming ideas into impactful solutions, National Startup Day is observed every year on January 16 across the country.
Launched by Prime Minister Narendra Modi in 2022, the day celebrates visionary entrepreneurs who play a crucial role in economic growth, employment generation and technological advancement.
National Startup Day serves as a reminder that innovation, backed by determination and policy support, can reshape society and create global impact.
National Startup Day 2026 Theme
The official theme for National Startup Day 2026 is yet to be announced. However, the core focus areas are expected to revolve around:
- Innovation and emerging technologies
- Entrepreneurship and leadership
- Self-reliance (Atmanirbhar Bharat)
- Startup India Mission
- Youth empowerment
- Job creation
How Startups Are Shaping India’s Future
India currently ranks as the third-largest startup ecosystem globally, with over 1.59 lakh startups recognised by the Department for Promotion of Industry and Internal Trade (DPIIT) as of early 2025. Backed by 100+ unicorns, the ecosystem continues to grow rapidly.
Metro cities such as Bengaluru, Hyderabad, Mumbai and Delhi-NCR lead this expansion, while Tier-2 and Tier-3 cities are emerging as new innovation centres, adding diversity and scale to India’s entrepreneurial journey.
Startups across fintech, edtech, health-tech, e-commerce and deep-tech are addressing real-world challenges and gaining global recognition. Technologies like artificial intelligence, blockchain and IoT are increasingly driving innovation, according to Startup India ecosystem reports.
Industry-Wise Startup Impact
DPIIT-recognised startups have generated over 16.6 lakh direct jobs across sectors as of October 31, 2024, strengthening India’s employment landscape.
- IT Services: 2.04 lakh jobs
- Healthcare & Life Sciences: 1.47 lakh jobs
- Commercial & Professional Services: 94,000 jobs
Through the Startup India initiative, the government continues to focus on skill development, funding access, ecosystem collaboration and global outreach.
Key Initiatives Under Startup India
- Capacity building and mentorship
- Outreach and awareness programmes
- Ecosystem development events
- International exposure and global linkages
- Collaboration between startups, corporates and institutions.
Click here to add News18 as your preferred news source on Google.
January 16, 2026, 07:00 IST
Read More
Those with MGNREGA cards to get work during transition to G RAM G Act – The Times of India
Interjeans portfolio continues to expand with heritage brand Belstaff
Ashton Kutcher says ex Demi Moore ‘killed it’
-
Politics1 week agoUK says provided assistance in US-led tanker seizure
-
Entertainment1 week agoDoes new US food pyramid put too much steak on your plate?
-
Entertainment1 week agoWhy did Nick Reiner’s lawyer Alan Jackson withdraw from case?
-
Business1 week agoTrump moves to ban home purchases by institutional investors
-
Sports5 days agoClock is ticking for Frank at Spurs, with dwindling evidence he deserves extra time
-
Sports1 week agoPGA of America CEO steps down after one year to take care of mother and mother-in-law
-
Tech3 days agoNew Proposed Legislation Would Let Self-Driving Cars Operate in New York State
-
Business1 week agoBulls dominate as KSE-100 breaks past 186,000 mark – SUCH TV