Business
HDFC Bank Cash Transactions, Interest Certificate, RTGS, NEFT Latest Charges From 1 August 2025: Check Price Revision
New Delhi: Private sector lender HDFC Bank has announced price revision in a host of services including Cash transactions, Interest Certificate, IMPS, RTGS and NEFT branch transactions.
Here is all you want to know about HDFC Bank service charge revision from 1 August 2025.
1. HDFC Bank Cash transactions
(Cash deposits & withdrawals) by self & third party at any Branch / Cash Recycler Machine (Deposits)
Previous Charges
Transaction – 4 Free txns /month post free limit – Rs 150/- per transaction Self + Third party * (Any Branch) Up to Rs 2 lac free per month per account, above free limit Rs 5/- per 1000 or part thereof, subject to minimum of Rs 150/- * Third party Cash transaction per day limit at Home & Non-Home branch is Rs 25,000/-. Above Rs 25,000/- not allowed.
Revised Charges (w.e.f. from 1st August 2025)
(a) No. of Transaction – 4 Free txns /month, post free limit – Rs 150/- per transaction (b) Value of Transaction – Self + Third party * (Any Branch) Up to Rs 1 lac free per month per account Above free limit – Rs 5/- per 1000 or part thereof, subject to minimum of Rs 150/- * Third party Cash transaction per day limit at any branch is Rs 25,000/- Above Rs 25,000/- not allowed.
2. HDFC Bank Services
–at Branch Premises, Balance Certificate Interest Certificate Address Confirmation Old Records / Copy of Paid Cheques
Previous Charges
Balance Certificate, Interest Certificate, Address Confirmation – Nil Old Records / Copy of Paid Cheques – Regular – Rs 80, Senior Citizen – Rs 72
Revised Charges (w.e.f. from 1st August 2025)
Per Instance: Regular – Rs 100 Senior Citizen – Rs 90 (Physically at Branch Premises)
3. HDFC Bank NEFT Transactions through HDFC Bank Branches
Previous Charges: Transaction Amount (INR)/Charges
Upto Rs 1,00,000 : Rs 2
Above Rs 1,00,000: Rs 10
Revised Charges (Effective 1st August 2025):
Transaction Amount (INR): Charges
Upto Rs 10,000: Rs 2
Above Rs 10,000 – Upto Rs 1,00,000: Rs 4
Above Rs 1,00,000 – Upto Rs 2,00,000: Rs 14
Above Rs 2,00,000: Rs 24
4. HDFC Bank IMPS Transaction Charges (Online Transactions)
Previous Charges: Transaction Amount (INR)/Charges
Upto Rs 1,000: Rs 3.50
Above Rs 1,000 – Upto Rs 1 lakh: Rs 5
Above Rs 1 lakh: Rs 15
Revised Charges (Effective 1st August 2025):
Transaction Amount (In Rupees)/Charges
Upto Rs 1,000: Rs 2.50
Above Rs 1,000 – Upto Rs 1 lakh: Rs 5
Above Rs 1 lakh: Rs 15
Charges are applicable only for outward IMPS transaction. There are no charges for inward IMPS transactions. With effect from 15th March 2021, IMPS Fund Transfer Service is free for all Imperia & Preferred Customers.
5. HDFC Bank RTGS Transactions through NetBanking & MobileBanking
RTGS transactions done online are free (w.e.f. 1st Nov 2017)
RTGS Transactions through HDFC Bank Branches previous charges
Transaction Amount/Charges
Rs 2 lakhs to Rs 5 lakhs: Rs 15
Above Rs 5 lakhs: Rs 15
Revised Charges (effective 1st August 2025):
Transaction Amount/ Charges
Rs 2 lakhs to Rs 5 lakhs: Rs 20
Above Rs 5 lakhs: Rs 45
Business
‘A win-win for both nations!’ Three-day India-US trade talks to begin this week – The Times of India
India and the United States are set to resume trade talks this week, taking a “great step to finalize” the proposed agreement. Taking to social media platform X, US Ambassador to India Sergio Gor said “The Indian trade delegation will be arriving in Washington this week. A great step to finalize our bilateral trade deal. A win-win for both nations!”This week, a delegation of around a dozen officials will be travelling from New Delhi to Washington for discussions on the first phase of the proposed bilateral trade agreement (BTA). The talks are scheduled from April 20 to 22 and will be led by India’s chief negotiator Darpan Jain, additional secretary in the department of commerce. The team will also include officials from the customs department and the ministry of external affairs.The negotiations come against the backdrop of recent changes in the US tariff system, prompting both sides to revisit parts of the trade agreement finalised earlier this year and released on February 7.A key development was the US Supreme Court striking down reciprocal tariffs imposed under the 1977 International Emergency Economic Powers Act. Following this, the US administration introduced a temporary flat 10% tariff on all countries for 150 days from February 24.These changes led to the postponement of a planned February meeting between the chief negotiators. The rescheduled talks in Washington will now proceed under the revised tariff framework.Alongside tariff issues, the discussions are also expected to cover two investigations initiated by the US Trade Representative under Section 301 of its trade law. India has refuted the allegations and is seeking withdrawal of the probes, arguing that the initiation notices do not provide adequate justification.
Energy markets have seen wild swings since the US and Israel attacked Iran on 28 February.
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Gold and silver prices declined in both international and domestic markets, reflecting a broader downward trend in precious metals.
In the international bullion market, the price of gold fell by $49 per ounce, settling at $4,788.
According to the All-Pakistan Gems and Jewellers Sarafa Association (APGJSA), in the local market, gold prices also recorded a significant drop. The price per tola decreased by Rs4,900 to reach Rs501,162. Similarly, the price of 10 grams of gold declined by Rs4,201, settling at Rs429,665.
Silver prices also followed a downward trajectory. The price per tola of silver fell by Rs145 to Rs8,417 while the price of 10 grams of silver dropped by Rs124, reaching Rs7,216.
Read More: Gold, silver prices rise again in local and international markets
Gold and silver prices recorded an increase on Saturday in both international and local markets after declining on Friday, following a three-day upward trend in global and domestic markets.
According to the All Pakistan Sarafa Gems and Jewellers Association (APSGJA), in the international bullion market, the price of gold rose by $45 per ounce to reach $4,837. In the local market, the price of gold per tola increased by Rs4,500 to Rs506,062, while the rate for 10 grams rose by Rs3,858 to Rs433,866.
Silver prices also moved higher, with the per tola rate increasing by Rs118 to Rs8,562. Similarly, the price of silver per 10 grams rose by Rs101 to Rs7,340.
‘A win-win for both nations!’ Three-day India-US trade talks to begin this week – The Times of India
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