Tech
Home insulation fiasco has left tens of thousands in cold and leaky homes over winter
Britain’s flagship home insulation program has received a damning verdict from the National Audit Office. Under the Energy Company Obligation (ECO) scheme, tens of thousands of households have been left with faulty or even dangerous installations. It’s a result, the auditors say, of weak oversight, poor skills and confused accountability.
This report is troubling not only because of the human cost but because it exposes a deeper failure of governance in how the UK tries to decarbonize home heating. It’s a complex task that demands long-term stewardship, but is instead being left to the market.
The ECO was designed to make energy suppliers help households cut emissions and bills. Suppliers are the companies that buy electricity or gas from generators and sell it to you—the company named on your bills is your supplier. In theory, the ECO means these suppliers meet government-set carbon or energy saving targets by funding insulation and heating upgrades for households, with regulators checking that installations qualify.
The ECO was preceded by two other schemes that operated on the same principle. For years, they worked reasonably well for simple and low cost measures like loft or cavity wall insulation. But in 2013, the ECO was launched and expanded to cover more complex and expensive retrofits like solid wall insulation—an unprecedented shift.
So what went wrong?
The National Audit Office’s latest findings confirm fears that this was an approach set up to fail. Many installations require major remediation, some pose immediate health risks. The problems are familiar: an under-skilled workforce, uncertified installers, weak regulation and oversight.
Individually, these problems could be fixed. The government could improve installer training, tighten audits and crack down on fraud. But together, they reveal a deeper problem: a misplaced belief that market-based tools can deliver foundational change.
Energy efficiency obligations such as ECO work well for standardized, low-risk actions, like swapping bulbs or improving boilers. But, as we warned back in 2012, they are less suited to complex, capital-intensive retrofits of millions of households that require lots of coordination and long-term financing.
The UK’s energy efficiency governance still sits at arm’s length from the realities in people’s homes. Responsibilities are split confusingly between suppliers, Whitehall departments, auditors and local authorities, and it can often seem like no one is really in charge.
That’s why the failings highlighted in the National Audit Office report are not just implementation glitches or down to some “bad apple” installers. They’re failings of a governance model designed for incremental change, not the transformation required for net zero.
German lessons
If the UK really wants to retrofit millions of homes, it should look to what’s worked in other countries. Germany’s long-running KfW loan program is one example. For more than three decades it has supported high-performance refurbishments through low-interest loans and grants. Successive German governments have recognized that the returns—in jobs, tax revenues, economic stimulus—have consistently outweighed the upfront cost.
By contrast, ECO has been repeatedly restructured, with shifting targets and funding levels that make it hard to plan ahead. Treating home retrofit as a short-term obligation rather than a long-term national project has left the UK far behind its peers.
Retrofitting homes is inherently local (you can’t pick up your house and move it to a different area). Local authorities should therefore play a much stronger role in coordinating delivery, enforcing quality, and linking retrofit to other social goals such as tackling fuel poverty.
Getting councils involved would align retrofit with local priorities rather than distant central government targets. It could also rebuild trust among people who may understandably be wary of such schemes.
The UK’s forthcoming warm homes plan is a chance to reset. The government should take a hard look at the tools at our disposal and think about what is needed to foster the creative and courageous policy needed to decarbonize our homes.
This article is republished from The Conversation under a Creative Commons license. Read the original article.
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Top B&H Photo Discounts and Deals for December 2025
B&H Photo is one of our favorite places to shop for camera gear. If you’re ever in New York, head to the store to check out the giant overhead conveyor belt system that brings your purchase from the upper floors to the registers downstairs (yes, seriously, here’s a video). Fortunately B&H Photo’s website is here for the rest of us with some good deals on photo gear we love.
Save on the Latest Gear at B&H Photo
B&H Photo has plenty of great deals, including Nikon’s brand-new Z6III full-frame mirrorless camera for $2,196.95 ($300 off). The Z6III (8/10, WIRED Recommends) is huge update for the Z6 line, and a great all-around camera for Nikon fans. There are also great deals like the Nikon Zf (8/10, WIRED Recommends) full frame mirrorless camera for $200 off, or the Nikon Z8 for $600 off.
Not in the market for the latest Nikon cameras? There are plenty of other deals, like our favorite action camera, the GoPro Hero 13 for $70 off (7/10, WIRED Recommends), and Sony’s a7R V full frame mirrorless camera for $400 off.
How Do I Get Free Shipping at B&H?
One of the many perks of B&H Photo is their generous free shipping policy. Most orders at B&H over $49 qualify for free expedited shipping to the lower 48 states. The savings just keep coming, as most items totaling under $49 also qualify for free standard shipping in the contiguous US.If for some reason your order doesn’t qualify for free shipping, you can review alternative shipping options during checkout—full shipping policy details can be found here.
Best Times to Find B&H Promo Codes and Discounts
Like most retailers, B&H Photo offers some of their best deals of the year during Black Friday and Cyber Monday, but that doesn’t mean there aren’t other ways to save outside of this sale period. There’s still time to jump on extended holiday sales, with up to $300 24-hour camera discounts, and featured price drops across all accessories. While there may not be any B&H promo codes available at the moment, there are plenty of other ways to save at B&H.
Get the latest B&H Preorder in 2025
If you’re a photographer, videographer, or creator, you’re not going to want to be left out of some of the most anticipated camera releases of the year, including the Canon EOS R6 Mark III Mirrorless Camera, Canon 45mm f/1.2 STM Lens (Canon RF), and Canon EOS R6 Mark III Mirrorless Camera with 24-105mm f/4 Lens, and more. Make sure you visit the above link to get the full scoop of camera details and releases, as well as pre-order them while you still can.
Exclusive B&H Student Discounts
If you’re a student with an EDU email, sign up for B&H Photo’s student discount program, which offers free shipping on most orders and exclusive discounts.
Score Deals on Used and Refurbished Gear
B&H Photo also deals in used and refurbished gear. Deals (and conditions) vary, and I have never purchased a used item this way, but if you’re looking to save some money, that’s another way to go.
Trade-in Your Old Gear at B&H
The flip side of B&H Photos used deals is that you can sell your old gear. I put in my old Sony a7 II and was offered $210, which is more than I would have thought. Your offer is contingent on it matching the condition you claim, but if you’ve got gear you aren’t using anymore, this is a way to turn it into some extra cash.
Snap Up Limited-Time Deals in the Deal Zone
There are always rotating and limited-time B&H Photos deals at this url, which B&H Photo calls the Deal Zone.
Tech
Trump Signs Executive Order That Threatens to Punish States for Passing AI Laws
President Donald Trump signed a highly anticipated executive order on Thursday that sets in motion a plan to establish a national regulatory framework for artificial intelligence while undercutting states’ abilities to enact their own rules.
The order, titled “Ensuring a National Policy Framework for Artificial Intelligence,” creates an AI litigation task force within the Justice Department to directly challenge state AI laws the administration finds to conflict with federal policy. It also directs the Department of Commerce to craft guidelines that could make states ineligible for future broadband funding if they pass “onerous” AI laws.
The push for sweeping federal preemption of state AI laws has largely been fueled by AI investors, conservative policy shops, and tech industry trade groups. These groups have argued that a patchwork approach to AI regulation could stunt Silicon Valley’s AI boom and reduce America’s competitiveness on the global stage. White House AI and crypto adviser David Sacks has been one of the most vocal proponents of a light-touch approach to AI regulation.
“The EO gives your administration tools to push back on the most onerous and excessive state regulations,” Sacks told Trump during Thursday’s signing ceremony. “We’re not going to push back on all of them. For example, kids safety we’re going to protect.”
The order is similar in many respects to an earlier draft obtained by WIRED but with a few key differences. The executive order instructs Sacks and Michael Kratsios, the assistant to the president for science and technology, to prepare a legislative recommendation establishing a federal policy framework for AI. One of the new additions is a carve-out within this legislative recommendation asking Congress not to preempt state AI laws that aim to protect children, promote data center infrastructure, and encourage state governments to procure AI tools.
“We want one central source of approval, and we have great Republican support. I think we probably have Democrat support too, because it’s common sense,” Trump said during Thursday’s signing ceremony. “Every time you make a change, and it could be a very reasonable change, you still won’t get it approved if you have to go to 50 states. This centralizes it.”
In the absence of federal regulations, officials from states across the country have pushed through their own investigations and legislation to govern the use and development of AI. Trump’s executive order specifically calls out certain state AI laws—such as Colorado’s SB24-205, which aims to limit “algorithmic discrimination” in AI models—as an attempt to “embed ideological bias.”
Several other state AI laws may also fall in the crosshairs of this executive order. California governor Gavin Newsom signed a law in September requiring large tech companies to publish safety frameworks around their AI models. In June, New York’s legislature passed a bill that would empower the state’s attorney general to bring civil penalties of up to $30 million against AI developers that fail to meet safety standards. That bill is currently sitting on New York governor Kathy Hochul’s desk, awaiting her signature or veto—though she’s reportedly considering amendments that could weaken the bill significantly.
Tech
Crypto Magnate Do Kwon Sentenced to 15 Years in Prison
South Korean crypto entrepreneur and prosecuted fraudster Do Kwon was sentenced to 15 years in prison by a US federal judge in the Southern District of New York on Thursday.
Kwon cut a solemn figure as he was escorted into the courtroom by US Marshals, his head bowed, his cheeks sunken as if he’d lost a significant amount of weight. He wore a bright lemon-colored prison jumpsuit over a long-sleeve shirt, with cuffs around his waist and hands.
In August, Kwon pleaded guilty to defrauding investors who purchased crypto coins issued by his company, Terraform Labs. In May 2022, the abrupt collapse of those coins wiped out $40 billion and sent the crypto economy into a tailspin that bankrupted numerous other companies.
“Kwon’s fraud was colossal in scope, permeating virtually every facet of Terraform’s purported business,” US prosecutors wrote in a recent court filing. “His rampant lies left a trail of financial destruction in their wake.”
Given the chance to address the court on Thursday, Kwon said he took sole responsibility for the fraud. After thanking his former coworkers and supporters, some of whom had gathered in the public gallery, he became emotional. His lawyers, to his left and right, rubbed his back.
The offenses to which Kwon pleaded guilty carry a maximum sentence of 25 years in prison. Before the hearing, prosecutors had petitioned for a 12-year prison term. But the presiding judge, Paul Engelmayer, ruled that a more punitive sentence was required in order to deter future crypto fraudsters.
“This case will be there as a reminder of breaking bad and what happens,” Engelmayer told the courtroom. “To the next Do Kwon, if you commit fraud, you will lose your liberty for a long time.”
As he was bundled into an elevator outside the courtroom after receiving his sentence, Kwon appeared to be holding back tears. The chain that hung between his feet rattled against the floor.
Not-So-Stablecoin
Kwon started Terraform in 2018, alongside cofounder Daniel Shin. Two years later, the company announced plans to launch TerraUSD (UST), a stablecoin whose value was supposedly pegged to the US dollar by way of an algorithm. The algorithm would effectively tie UST to a second coin issued by the firm, LUNA. A dollar’s worth of LUNA could be exchanged for a dollar’s worth of UST, and vice versa. If UST were to ever slip below $1, traders would be incentivized to buy LUNA until the target value was restored.
“It was an intriguing and very novel mechanism,” Noelle Acheson, an analyst who previously worked at the crypto brokerage Genesis, told WIRED last year. “Many smart people believed it would work.”
In May 2022, the price-balancing system belched. When traders sold large quantities of UST, it slipped from its dollar peg, leading to a panicked sell-off that drove the price practically to zero. In a now-infamous tweet, Kwon tried to stop the selloff, writing, “deploying more capital—steady lads.” But the value of UST and LUNA plummeted, wiping $40 billion from the market.
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