The Ladki Bahin Yojana aims to enhance the financial independence of women, enabling them to meet daily expenses, health, education, or small business needs.

Ladki Bahin Yojana eKYC: The Maharashtra government introduced the Mukhyamantri Majhi Ladki Bahin Yojana to provide financial assistance directly to women in economically weaker households. Under the scheme, eligible women receive a monthly allowance of Rs 1,500 via direct benefit transfer (DBT) into their Aadhaar-linked bank accounts. Now, beneficiaries are required to complete the eKYC process by tomorrow, November 18, 2025. Those who fail to complete it might stop receiving further payouts.

The beneficiaries will now be required to complete the eKYC by June every year.

What Is Mukhyamantri Majhi Ladki Bahin Yojana?

The scheme aims to enhance the financial independence of women, enabling them to meet daily expenses, health, education, or small business needs. By transferring money directly, the scheme also seeks to reduce intermediaries and ensure targeted delivery.

Key Eligibility Criteria

Women can apply for the scheme provided they meet several conditions:

• The applicant must be a resident of Maharashtra.
• Age bracket: 21 to 65 years.
• The family’s annual income must be Rs 2.5 lakh or less.
• The woman must have an Aadhaar-linked bank account in her name.
• One unmarried woman per household is eligible; categories such as widowed, divorced or abandoned women are eligible.

Exclusions

Some households are not eligible, for example:

• Families where any member is a regular/ permanent government employee, pensioner, or paying income tax.
• Households whose income exceeds the threshold or those already receiving a similar monthly amount under another scheme.

How the Benefit Works

Eligible women receive Rs 1,500 per month via DBT directly into their Aadhaar-linked bank account. Over a year, this amounts to Rs 18,000 per beneficiary.

The e-KYC Requirement: What’s New

To ensure the scheme’s integrity, the Maharashtra government has made electronic Know Your Customer (e-KYC) verification compulsory for all beneficiaries. The notification was issued in September 2025, giving beneficiaries a two-month window to complete the verification process.

The deadline for completing the e-KYC has been set for November 18, 2025. Beneficiaries who fail to complete it by then may risk exclusion from further payouts.

Why is e-KYC Necessary?

The e-KYC requirement serves several purposes:

• Verifies identity of beneficiary and ensures bank account/Aadhaar linkage is correct.
• Helps reduce fraud, duplicate claims and ensure funds reach genuine beneficiaries. For instance, the government has also been authorised to cross-check Income Tax Return data to weed out ineligible applicants.
• Improves transparency and streamlines benefit delivery.

Step-by-Step e-KYC Process

Here’s a simplified guide to complete the e-KYC online: