Business
PM Kisan 21st Instalment Date: How To Complete Aadhaar-Based OTP e-KYC To Receive Next Payment?
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Complete e-KYC to receive the 21st PM Kisan instalment. Here’s how to update Aadhaar details online or via app.
PM Kisan 21st Installment Date.
PM Kisan Yojana 21st Installment KYC: Beneficiaries of the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme are eagerly awaiting the 21st instalment of the financial assistance program. As per government guidelines, it is mandatory to complete e-KYC in order to receive the next payment directly into Aadhaar-seeded bank accounts.
What is PM Kisan?
Launched by the Ministry of Agriculture and Farmers Welfare, the PM Kisan scheme provides Rs 6,000 annually to eligible farmers. This amount is disbursed in three equal instalments of Rs 2,000 every four months, offering crucial financial support to small and marginal farmers.
PM Kisan 21st Installment Date 2025: When Will Farmers Receive the Next Rs 2,000 Payment?
Instalments are released every four months, with the last payment disbursed in February.
According to reports, the next installment (21st installment) of the PM Kisan scheme is expected to be released in the first half of November. However, the official date has not been announced yet.
It is important to note that the government has already released the 21st installment of the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme for flood and landslide-affected farmers of Jammu and Kashmir.
Union Agriculture and Farmers’ Welfare Minister Shivraj Singh Chouhan on October 7 released the installment in advance through video conferencing from Krishi Bhavan, New Delhi. Under this release, Rs 171 crore has been directly transferred to the bank accounts of 8.55 lakh farmers, including over 85,000 women farmers in Jammu and Kashmir. With this, farmers in the Union Territory have received a cumulative Rs 4,052 crore under PM Kisan so far.
Is e-KYC Mandatory?
Yes, e-KYC is compulsory to receive further payments. The government has made it mandatory to ensure transparency, eliminate middlemen, and confirm the identity of genuine beneficiaries, ensuring that funds reach the correct bank accounts.
Modes of e-KYC for PM Kisan
Farmers can complete e-KYC using any of the following four methods:
- OTP-based e-KYC
- Available on the PM Kisan portal and mobile app.
- Biometric-based e-KYC
- Available at Common Service Centres (CSCs) and State Seva Kendras (SSKs).
- Face Authentication-based e-KYC
- Available through the PM Kisan Mobile App, especially helpful for those without fingerprint access.
Step-by-Step Guide to Completing Aadhaar-Based OTP e-KYC for PM Kisan Samman Nidhi Yojana
Step 1: Visit the official portal: https://pmkisan.gov.in
Step 2: Click on the ‘e-KYC’ option at the top-right corner.
Step 3: Enter your Aadhaar number.
Step 4: Submit the OTP received on your Aadhaar-linked mobile number.
Step 5: e-KYC will be completed once OTP verification is successful.
How to Complete Face Authentication e-KYC (Mobile App)
Step 1: Download the PM-Kisan Mobile App and the Aadhaar Face RD app from the Google Play Store.
Step 2: Open the PM Kisan app and log in with your registered mobile number.
Step 3: Go to the Beneficiary Status section.
Step 4: If e-KYC status shows “No”, click on ‘e-KYC’.
Step 5: Enter your Aadhaar number and give consent to scan your face.
Step 6: Once the face scan is successful, e-KYC is marked as complete.
Note: The e-KYC status is typically updated on the portal within 24 hours of completion.
With the 20th PM Kisan instalment due soon, all eligible beneficiaries must complete their e-KYC to ensure timely receipt of funds. Farmers are advised to check their beneficiary status regularly and complete the process well in advance to avoid missing out on the upcoming payout.
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h…Read More
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h… Read More
November 07, 2025, 13:16 IST
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Business
US stock market today: Wall Street futures dip as tech slide deepens; Nasdaq set for biggest weekly drop since March – The Times of India
US stock futures edged lower on Friday, setting the stage for a rough weekly finish as worries about economic slowdown and stretched valuations in the technology sector dampened investor sentiment.The three major indexes — the Dow Jones Industrial Average, S&P 500, and Nasdaq, are all on track for steep weekly declines. The Nasdaq, which tumbled nearly 2% on Tuesday, is heading for its worst week since March, while the S&P 500 and Dow are both braced for their biggest weekly losses in four weeks.At 7.30 am ET, Dow futures were down 120 points, or 0.26%, S&P 500 futures slipped 19 points, or 0.27%, and Nasdaq 100 futures fell 90.5 points, or 0.36%.This year’s rally, driven by enthusiasm around artificial intelligence, has sent markets to record highs. But growing skepticism over AI’s profitability and excessive valuations has cooled sentiment in recent sessions.Tesla shares were steady in premarket trading after shareholders approved CEO Elon Musk’s record-breaking pay package. Intel gained 0.8% after Musk hinted at possible discussions to produce chips with the company.Of the 424 S&P 500 firms that have reported third-quarter results so far, 83% have beaten Wall Street expectations, the best showing since mid-2021, according to LSEG data. Typically, about two-thirds of companies surpass estimates.Sandisk shares rose 4% after strong first-quarter earnings, lifting other data storage stocks. However, payments firm Block plunged 15% after missing profit forecasts amid slowing growth and intensifying competition.Meanwhile, the ongoing US government shutdown has created gaps in official economic data, forcing traders and the Federal Reserve to rely on private indicators, which this week painted a mixed picture on jobs and layoffs.
McDonald’s Meal Deal photographed in Washington, D.C., on Aug. 26, 2024.
Scott Suchman | The Washington Post | Getty Images
McDonald’s leadership is urging operators to stay the course on value offerings as the competition for consumers plays out across the restaurant space.
In a memo to U.S. operators following the company’s third-quarter earnings, McDonald’s U.S. President Joe Erlinger said the brand was “moving in the right direction” as it continues a more-than-yearlong push on value.
“Amid industry pressures, dynamic change, and aggressive competition, winning the fight for contracting traffic means staying customer-obsessed,” Erlinger wrote in the memo, which was viewed by CNBC. The company did not immediately respond to request for comment.
On Wednesday, McDonald’s reported earnings per share and revenue that came in below Wall Street expectations, but its same-store sales were a bright spot, posting positive growth across all segments.
U.S. same-store sales increased more than anticipated, up 2.4%, thanks to a boost from the $2.99 Snack Wrap launch and the introduction of its Extra Value Meals, which Erlinger said drew week-to-week growth.
“While we maintained a positive comp guest count gap, overall [guest counts] continue to decline– underscoring the need for disciplined pricing, value, and affordability,” he wrote in the memo.
Erlinger said the company has “the right plan in place” and said it was poised for a strong fourth quarter, including the benefit of annual comparisons to last year’s E. coli outbreak that dented burger sales.
“We still need to keep our foot on the gas– staying focused on the customer and what we can control,” he said.
CEO Chris Kempczinski told analysts this week that the fast-food chain is seeing signs of a bifurcated consumer base among quick-service restaurants.
He noted “QSR traffic from lower-income consumers declining nearly double-digits in the third quarter, a trend that’s persisted for nearly two years.
“In contrast, QSR traffic growth among higher-income consumers remains strong, increasing nearly double-digits in the quarter. We continue to remain cautious about the health of the consumer in the U.S. and our top international markets, and believe the pressures will continue well into 2026,” he said.
In a separate memo to global operators, Kempczinski said the brand will continue to focus on “sharpening value leadership to meet evolving consumer expectations and increase traffic.”
He added McDonald’s will be “investing in high-potential menu categories– especially Chicken and Beverages– to stay competitive and drive growth.”
McDonald’s is currently testing beverages in 500 restaurants across Wisconsin and Colorado that draw on learnings from its now-shuttered beverage concept, CosMc’s.
Business
Pine Labs IPO Day 1 LIVE Updates: Issue Receives 0.13x Subscription, Retail Quota Booked Over 50%
Pine Labs IPO GMP Today, Price, Allotment & Listing Date: Fintech firm Pine Labs on Friday launched its initial public offering (IPO) to raise Rs 3,899.91 crore. The IPO, whose price has been fixed at Rs 210-221 apiece, will be closed on Tuesday, November 11. The company raised Rs 1,754 crore from anchor investors on Thursday, a day before the IPO.
The anchor book saw participation from 71 funds, including Franklin Templeton, Nomura, Morgan Stanley Asia Singapore Pte Ltd, Amundi Funds New Silk Road, Massachusetts Institute of Technology, BNP Paribas and Eastspring Investments, according to a circular uploaded on BSE’s website.
Pine Labs IPO GMP Today
According to market observers, unlisted shares of Pine Labs are currently trading at Rs 233 apiece in the grey market, which is a 5.43% premium (or GMP) at Rs 12 over the upper IPO price of Rs 221, indicating mild listing gains for investors.
The GMP was nearly 16% last week.
The GMP is based on market sentiments and keeps changing. ‘Grey market premium’ indicates investors’ readiness to pay more than the issue price.
Pine Labs IPO: Should You Apply?
Brokerages have given a mixed response to the Pine Labs IPO, with views split between long-term optimism and near-term caution. While some see strong potential in its business model, others find the valuation steep given its loss-making status.
Cautious Voices
Arihant Capital advised investors to avoid the issue, citing losses at the PAT level and high employee and technology costs. Swastika Investmart also suggested avoiding the IPO for now, calling it “aggressively valued” with limited short-term visibility. Angel One rated it neutral, noting that the company remains loss-making and trades at a premium to peers on an EV/EBITDA basis, while warning of risks like regulatory uncertainty and intense competition.
Long-Term Optimism
On the other hand, SBI Securities gave a ‘subscribe for long-term’ rating, citing Pine Labs’ strong network of 9.8 lakh merchants and Rs 276 trillion market opportunity by FY29. It said the firm is well placed to deliver profitable growth. IDBI Capital also recommended ‘subscribe for long-term’, highlighting Pine Labs’ Rs 11,424.97 billion transaction volume in FY25 and its strategic acquisitions that strengthen its digital infrastructure ecosystem.
Pine Labs IPO: Opening, Closing, Allotment, Listing Dates
The IPO was opened on November 7 and will be closed on November 11. Its allotment will be finalised on November 12, while the stock listing is scheduled to take place on November 14 on both BSE and NSE.
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US stock market today: Wall Street futures dip as tech slide deepens; Nasdaq set for biggest weekly drop since March – The Times of India
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