Connect with us

Business

Broke? 5 money-saving homesteading trends that are slashing family expenses overnight – The Times of India

Published

on

Broke? 5 money-saving homesteading trends that are slashing family expenses overnight – The Times of India


Homesteading for Savings: 5 Ways Families Cut Costs and Boost Resilience

With grocery bills climbing and household expenses stretching budgets thin, families are now turning to homesteading practices to cut costs and build financial resilience. Growing your own vegetables, raising backyard chickens and making homemade cleaning products are experiencing a surge in popularity as practical ways to reduce monthly expenses.These homesteading skills deliver real savings while building greater self-sufficiency. From backyard gardens to DIY household products, families are proving that traditional practices can provide meaningful budget relief in modern times. In an interview with the Times of India, Vince Braun, Founder and President and CEO of HealthiStraw, a family-owned Canadian company based in Manitoba, specialising in premium, sustainable wheat straw products, shared, “People are realising that many of the skills our ancestors took for granted can provide serious financial benefits today. Whether it’s using quality straw for garden mulch or animal bedding, the right materials make these practices both more effective and more economical.These practices offer families multiple benefits, including immediate cost savings, protection against price fluctuations and supply chain disruptions, plus valuable skills that increase household resilience. Read on as we spill the beans on the five homesteading practices delivering the biggest financial impact for modern families.

Growing vegetables and herbs at home

Home gardening has become one of the most accessible entry points into money-saving homesteading. A single tomato plant can yield 10-15 pounds of tomatoes throughout the growing season, potentially saving $30-50 compared to store prices. Herbs offer even more dramatic savings, as a basil plant that costs $3 can replace dozens of expensive store-bought packages.

​Homesteading advocate and CEO reveals how traditional self-sufficiency practices are delivering measurable savings for families facing economic pressures

Homesteading advocate and CEO reveals how traditional self-sufficiency practices are delivering measurable savings for families facing economic pressures

There are more sustainability benefits beyond the immediate savings too. Home gardens reduce packaging waste and transportation costs while providing fresher, more nutritious produce. Families also gain protection against seasonal price spikes that can double or triple the cost of certain vegetables.“Quality mulch makes all the difference in garden success,” explained Braun. “Our GardenStraw helps retain moisture and suppress weeds, which means less watering and weeding time for busy families while improving harvest yields.”

Raising backyard chickens for eggs

Backyard chicken keeping has exploded in popularity as egg prices have fluctuated dramatically. A small flock of 4-6 hens can produce 2-4 dozen eggs per week, potentially saving families $200-400 annually compared to store-bought organic eggs. In addition to the financial benefits, chicken keeping provides food security and teaches children valuable responsibility skills. The birds also contribute to household sustainability by eating kitchen scraps and producing fertiliser for gardens.

​Backyard Chickens, DIY Cleaners and More: The Money-Saving Trend Taking Over Homes​

Backyard Chickens, DIY Cleaners and More: The Money-Saving Trend Taking Over Homes

“Proper bedding is essential for healthy, productive hens,” noted Braun. “Clean, absorbent straw bedding keeps coops dry and odor-free, which means healthier birds and better egg production.”

Making natural, DIY cleaning products

Homemade cleaning products offer some of the fastest returns on homesteading investments. Basic ingredients like white vinegar, baking soda, and castile soap can replace dozens of specialised cleaners, saving families $300-500 annually while eliminating harsh chemicals from their homes.Simple recipes using common household items work as effectively as commercial products. All-purpose cleaners, glass cleaners and even laundry detergent can be made for pennies per batch compared to store prices. The self-sufficiency aspect provides additional security during supply shortages or price increases. Families with DIY cleaning knowledge never have to worry about empty store shelves or sudden price jumps.

Repurposing and reusing household items

Creative reuse has become both an art form and a money-saving strategy for modern homesteaders. Glass jars become storage containers, old t-shirts transform into cleaning rags and cardboard boxes serve as garden planters or organisation systems. This practice can reduce household waste by 30-40% while saving hundreds of dollars annually on storage solutions, organisational products and replacement items.

Expert explains how even small changes like growing herbs and making natural cleaners can add up to significant financial benefits over time

Expert explains how even small changes like growing herbs and making natural cleaners can add up to significant financial benefits over time

The mindset shift toward repair and reuse also extends the life of major purchases like furniture and appliances. Repurposing develops problem-solving skills and creativity while building a more sustainable household economy. Families learn to see potential in items they might otherwise discard.

Preserving and storing food

Food preservation techniques like canning, dehydrating and freezing allow families to capture seasonal abundance and extend savings throughout the year. Buying produce in bulk during peak season and preserving it can reduce food costs by 20-30% annually.Food preservation skills also provide insurance against food price volatility and supply chain disruptions, explained Braun. “Families with well-stocked pantries can ride out price spikes and shortages while maintaining their preferred eating habits.”The practice of preserving and storing food builds valuable knowledge about food safety and storage while reducing food waste. Preserved foods often retain more nutrients than their heavily processed commercial equivalents.Vince Braun opined, “Even small changes can add up to significant financial benefits over time. Starting with something simple like growing herbs on a windowsill or making your own all-purpose cleaner might save just a few dollars initially but these habits build momentum.”When families see how much they can save on groceries by growing lettuce or tomatoes, they often expand into other areas. The confidence gained from successfully making cleaning products leads to trying food preservation or chicken keeping. Experts have observed that homesteading practices work best when people have quality materials to work with. Whether it is proper straw for garden mulch or animal bedding, using the right supplies makes these money-saving practices more successful and sustainable long-term



Source link

Business

Research suggests you should leave this one thing off your CV

Published

on

Research suggests you should leave this one thing off your CV


Writing a CV requires important decisions. What should you include, what should you leave out – and how honest should you be?

One particularly tricky dilemma that might come up is whether to disclose weaknesses on your CV or remain silent about them. Common sense suggests it’s not advisable to advertise your flaws, but what about important information that employers might expect you to supply? Could the omission of such details look suspicious?

Research my colleague and I conducted looks at this specific question, focusing on the academic qualifications of new graduates entering the job market. And it provides a clear, evidence-based answer: if your grades are low, you are better off not disclosing this.

Complete honesty is not the best policy.

In the UK, where we did the research, most universities award undergraduate degrees on a scale: first-class, upper second (2:1), lower second (2:2) and third. While a first or 2:1 is often seen as evidence of strong performance, lower degrees are held in lower esteem.

A graduate jobseeker with a lower classification has a choice of what to reveal on their CV. They can be upfront about it, or they could simply state that they have a degree, without mentioning the class. (A third option, to lie about the class, is probably a bad idea because employers can and do ask for proof.)

The substantial minority of graduate jobseekers left their degree class undisclosed (Getty/iStock)

Perhaps surprisingly, traditional economic theory would probably favour fronting up. Interactions like this, where a “seller” (in our case, a jobseeker supplying their skills) holds information about their quality that they can voluntarily disclose or not to “buyers” (here, employers), have been popular subjects for analysts of game theory (the mathematical study of strategic interactions).

The idea starts with the notion that people who fail to supply available evidence about their quality look like they have something to hide. Some economists have concluded that buyers will assume non-disclosing sellers must be not merely bad, but of the lowest possible quality level.

In our context, this means employers would think that any graduate whose CV omits degree classification information has a third-class degree, and should treat them accordingly. To avoid this, it would be in the interests of any applicant who earned a 2:2 or higher to disclose it.

To see how job seekers actually behave, we analysed the CVs of recent graduates on the job website Monster. We noticed that a substantial minority left their degree class undisclosed. Included among them, presumably, were plenty of applicants with at least a 2:2.

About the author

Tom Lane is a Senior Lecturer in Economics at Newcastle University.

This article is republished from The Conversation under a Creative Commons license. Read the original article.

To work out whether these applicants were making a mistake, we also conducted a large experiment, sending more than 12,000 applications to genuine graduate job vacancies. These varied only in the jobseeker’s degree classification, and whether this was disclosed on their CV, with other details kept the same.

Success was measured by how often applications resulted in invitations for an interview or further communication. As expected, the most successful of our applications were those with a first-class degree.

However, those who said nothing about degree class were not the least successful. Instead, their success rate was in between that achieved by jobseekers disclosing 2:1s and 2:2s. Applicants who openly reported a third-class degree were the least likely to receive a response.

Put simply then, full disclosure harmed their chances.

The third degree

Our findings challenge the neat logic of traditional economic theory. If employers always assumed the worst about missing information, hiding poor grades should not help.

Yet in practice, it seems recruiters do not have time to scrutinise every detail. Faced with hundreds of applications, they may skim CVs, focusing on standout positives or negatives. If the grade is not there, it may simply go unnoticed.

Of course, interviewers might ask about grades later in the application process, but by initially concealing this information, otherwise unattractive applicants can help themselves get to the interview stage, at which point they can use other qualities to impress.

The practical message of our research is clear. If you have strong academic credentials, highlight them proudly. But if your results are weaker, you are under no obligation to advertise them. Omitting them will not guarantee success, but it may increase your chances.

The graduate job market remains highly competitive. Yet our study suggests that lower grades do not need to define a candidate’s prospects, provided they make careful choices about self-presentation.

Strategic omissions may help level the playing field for those whose academic record does not reflect their potential. So if you have recently graduated with a third, there’s no need to panic, and no need to mention it either.



Source link

Continue Reading

Business

Video: Skilled Foreign Workers Think About Leaving the U.S.

Published

on

Video: Skilled Foreign Workers Think About Leaving the U.S.


These highly skilled, highly educated foreign workers have been documenting the challenges of trying to build a career in the U.S. “If I don’t find a job, I have to leave the country.” “I sent out 907 applications.” “Have I ever truly relaxed in America?” They need an H-1B visa, which is given through a lottery system that allows U.S. companies to hire highly skilled international professionals for up to six years, in industries like tech and medicine. But the Trump administration has made changes to the program, requiring companies to pay a high fee and enforcing new rules that prioritize higher-paid foreign workers, in an effort to make more jobs available to Americans. This has forced some foreigners to rethink their career plans. “I think the U.S. is still the golden standard.” Wen-Hsing Huang came to the U.S. from Taiwan in 2022 for the tech scene, and was hired by Amazon on an H-1B visa. “I want to use my talents to change the world, and I think the United States was the best platform to do that.” Ananya Joshi came from India to attend a master’s program in Chicago in 2022. “So it was actually my my father’s dream that I had inherited because my father couldn’t go because of his financial situation.” Haina, a Chinese national, fell in love with the U.S. while studying in New York. She got her H-1B in 2022. “I remember there were a lot of companies, they would be able to sponsor.” Haina said she’s experienced a recent shift, where it has become harder to find companies that sponsor H-1B visas. “This time when I was job searching, I didn’t realize it could be a deal breaker. I just had my second interview of 2026, and it was a pretty short call.” (Recruiter) “I don’t think we’re eligible or able to do sponsorship for this role at the moment.” “They don’t even really get to know if I’m qualified, am I experienced, or anything. The decision is already made at that point.” “Please, please make sure that the company you’re about to work for has experience handling international hires.” Joshi said a start-up she interned with during grad school rescinded their promise to sponsor her H-1B visa. “Ask for everything in writing. And then there were jobs that were contract jobs. They would just reject me. They would only need people with a green card or a U.S. citizenship.” Even with an H-1B and a six-figure salary, Huang said he felt himself becoming anxious, as tech layoffs ramped up and Trump’s immigration policies kept changing. “I woke up every morning with this knot in my stomach, because my entire life depended on the policy I couldn’t control. The United States seems not very welcoming to immigrants that contribute to this country.” “The signals are, like, pretty clear at this point. They want to make this H-1B, is, like, risky and also, like, harder.” Hello, everyone.” Despite that, Haina says she’s determined to keep looking for a job until she’s forced to leave the country. “The pressure about where I’m going to be in the next of my career or, like, my life. I sort of like lost the ability to enjoy my life or just be happy.” “So I had to leave the U.S. Of course, I expanded my search beyond the U.S. Found a job in Germany.” Joshi packed up her life and started a new role with a European biotech firm in January. “I think I left at a good time, because there would have been more stress. I would have been stuck in a loop.” “It’s an endless cycle of anxiety.” After quitting his job at Amazon, Huang is now back in Taiwan, planning to launch his own company. “To bet on building an A.I. company that gives me complete control over my time, location and future. Staying in the United States is no longer the only way to achieve my American dream.”



Source link

Continue Reading

Business

M&S boss calls for more action on crime and abuse of staff

Published

on

M&S boss calls for more action on crime and abuse of staff



Thinus Keeve’s comments come days after an M&S store was targeted during disorder in south London.



Source link

Continue Reading

Trending