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Experts Suggest 10 SIPs To Turn Rs 10,000 A Month Into Lakhs In Just 5 Years
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Investment choices shouldn’t rely only on past returns; risk appetite, duration, and financial goals must be weighed carefully before selecting the right mutual fund
Although these funds carry inherent risks, they can provide substantial returns in the long term. (Representative/Shutterstock)
Systematic Investment Plans (SIPs) have become increasingly popular among investors, yet many still struggle to identify which mutual funds will yield significant profits. Successful SIP investment requires a strategic approach and insight into which mutual funds can generate substantial returns.
For those considering SIP investments over the next five years, it is crucial to be aware of some of the best-performing mutual funds. A recent report by The Economic Times highlighted several funds that have delivered impressive returns over the past five years.
However, it is important to remember that investment decisions should not be based solely on past performance. Factors such as risk tolerance, investment duration, and financial goals should be considered when selecting a fund.
Motilal Oswal Midcap Fund
The Motilal Oswal Midcap Fund has achieved an XIRR (Extended Internal Rate of Return) of 29.38% over the past five years. If a monthly SIP of Rs 10,000 had been made, the investment would now be worth Rs 12.27 lakh. This fund focuses on midcap companies, which lie between large and small enterprises. Although these funds carry inherent risks, they can provide substantial returns in the long term.
ICICI Prudential Infrastructure Fund And HDFC Infrastructure Fund
Next are two infrastructure funds. The ICICI Prudential Infrastructure Fund delivered an XIRR of 29.33%, while the HDFC Infrastructure Fund provided 28.10%. A monthly SIP of Rs 10,000 in these funds would have grown to Rs 12.25 lakh and Rs 11.90 lakh, respectively.
Other Promising Funds
The Bandhan Small Cap Fund also features in this list, achieving an XIRR of 27.18%. A monthly SIP of Rs 10,000 in this fund would now be worth Rs 11.65 lakh. Small-cap funds invest in smaller companies, which carry higher risks but can also offer substantial returns. Similarly, the Invesco India Midcap Fund converted a monthly SIP of Rs 10,000 into Rs 11.58 lakh with an XIRR of 26.93%.
Additionally, several other infrastructure funds have shown commendable performance. Franklin Build India Fund, LIC Infrastructure Fund, Nippon India Power and Infra Fund, DSP T.I.G.E.R Fund, and Canara Robeco Infrastructure Fund have delivered XIRRs ranging from 26.29% to 26.88%. Monthly SIPs of Rs 10,000 in these funds would have grown to between Rs 11.42 lakh and Rs 11.57 lakh. These funds also invest in companies related to infrastructure.
It is essential to understand that midcap and small-cap funds involve higher risks as they invest in smaller companies. Investors willing to take on the risk and stay invested for five years may find these funds offering good returns.
Disclaimer:Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.
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The government on Thursday kept petrol and high-speed diesel (HSD) prices unchanged at Rs253.17 per litre and Rs257.08 per litre respectively, for the coming fortnight, starting from January 16.
This decision was notified in a press release issued by the Petroleum Division.
Earlier, it was expected that the prices of all petroleum products would go down by up to Rs4.50 per litre (over 1pc each) today in view of variation in the international market.
Petrol is primarily used in private transport, small vehicles, rickshaws, and two-wheelers, and directly impacts the budgets of the middle and lower-middle classes.
Meanwhile, most of the transport sector runs on HSD. Its price is considered inflationary, as it is mostly used in heavy transport vehicles, trains, and agricultural engines such as trucks, buses, tractors, tube wells, and threshers, and particularly adds to the prices of vegetables and other eatables.
The government is currently charging about Rs100 per litre on petrol and about Rs97 per litre on diesel.
Business
Gold price today: How much 22K, 24K gold cost in Delhi, Patna & other cities – Check rates – The Times of India
Gold prices climbed to a fresh lifetime high in the domestic market on Thursday amid sustained buying by jewellers and stockists, according to the All India Sarafa Association.Gold advanced by Rs 800 to hit a new peak of Rs 1,47,300 per 10 grams (inclusive of all taxes), extending gains for the fifth consecutive session. The yellow metal had closed at Rs 1,46,500 per 10 grams in the previous session.Since the start of 2026, gold prices have surged Rs 9,600, or around 7 per cent, supported by persistent demand in the physical market. In overseas trade, spot gold slipped USD 12.22, or 0.26 per cent, to USD 4,614.45 per ounce, after having touched a record high of USD 4,643.06 per ounce in the previous session.Here is how much gold costs in major Indian cities today:
Gold price in Delhi today
The price of 22K gold in Delhi is Rs 13,140 per gram, down Rs 75, while 24K gold is priced at Rs 14,333 per gram, lower by Rs 82.
Gold price in Chennai today
In Chennai, 22K gold costs Rs 13,290 per gram, up Rs 10, while 24K gold is priced at Rs 14,498 per gram, higher by Rs 10.
Gold price in Mumbai today
Mumbai markets see 22K gold priced at Rs 13,125 per gram, down Rs 75, while 24K gold stands at Rs 14,318 per gram, lower by Rs 82.
Gold price in Ahmedabad today
In Ahmedabad, 22K gold is priced at Rs 13,130 per gram, down Rs 75, while 24K gold costs Rs 14,323 per gram, lower by Rs 82.
Gold price in Kolkata today
Kolkata markets price 22K gold at Rs 13,125 per gram, down Rs 75, while 24K gold stands at Rs 14,318 per gram, lower by Rs 82.
Gold price in Jaipur today
In Jaipur, 22K gold costs Rs 13,140 per gram, down Rs 75, while 24K gold is priced at Rs 14,333 per gram, lower by Rs 82.
Gold price in Hyderabad today
Hyderabad sees 22K gold at Rs 13,125 per gram, down Rs 75, while 24K gold is priced at Rs 14,318 per gram, lower by Rs 82.
Gold price in Bhubaneswar today
Bhubaneswar markets see 22K gold priced at Rs 13,125 per gram, down Rs 75, while 24K gold costs Rs 14,318 per gram, lower by Rs 82.
Gold price in Patna today
In Patna, 22K gold costs Rs 13,130 per gram, down Rs 75, while 24K gold is priced at Rs 14,323 per gram, lower by Rs 82.
Gold price in Lucknow today
Lucknow markets see 22K gold priced at Rs 13,140 per gram, down Rs 75, while 24K gold costs Rs 14,333 per gram, lower by Rs 82.
One of Britain’s most prolific rail fare dodgers could face jail after admitting dozens of travel offences.
Charles Brohiri, 29, pleaded guilty to travelling without buying a ticket a total of 112 times over a two-year period, Westminster Magistrates’ Court heard.
He could be ordered to pay more than £18,000 in unpaid fares and legal costs, the court was told.
He will be sentenced next month.
District Judge Nina Tempia warned Brohiri “could face a custodial sentence because of the number of offences he has committed”.
He pleaded guilty to 76 offences on Thursday.
It came after he was convicted in his absence of 36 charges at a previous hearing.
During Thursday’s hearing, Judge Tempia dismissed a bid by Brohiri’s lawyers to have the 36 convictions overturned.
They had argued the prosecutions were unlawful because they had not been brought by a qualified legal professional.
But Judge Tempia rejected the argument, saying there had been “no abuse of this court’s process”.
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