Business
Ladki Bahin Yojana eKYC Deadline Tomorrow: A Step-By-Step Guide To Complete Process
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beneficiaries are required to complete the eKYC process by Tuesday, November 18, 2025.
The Ladki Bahin Yojana aims to enhance the financial independence of women, enabling them to meet daily expenses, health, education, or small business needs.
Ladki Bahin Yojana eKYC: The Maharashtra government introduced the Mukhyamantri Majhi Ladki Bahin Yojana to provide financial assistance directly to women in economically weaker households. Under the scheme, eligible women receive a monthly allowance of Rs 1,500 via direct benefit transfer (DBT) into their Aadhaar-linked bank accounts. Now, beneficiaries are required to complete the eKYC process by tomorrow, November 18, 2025. Those who fail to complete it might stop receiving further payouts.
The beneficiaries will now be required to complete the eKYC by June every year.
What Is Mukhyamantri Majhi Ladki Bahin Yojana?
The scheme aims to enhance the financial independence of women, enabling them to meet daily expenses, health, education, or small business needs. By transferring money directly, the scheme also seeks to reduce intermediaries and ensure targeted delivery.
Key Eligibility Criteria
Women can apply for the scheme provided they meet several conditions:
- The applicant must be a resident of Maharashtra.
- Age bracket: 21 to 65 years.
- The family’s annual income must be Rs 2.5 lakh or less.
- The woman must have an Aadhaar-linked bank account in her name.
- One unmarried woman per household is eligible; categories such as widowed, divorced or abandoned women are eligible.
Exclusions
Some households are not eligible, for example:
- Families where any member is a regular/ permanent government employee, pensioner, or paying income tax.
- Households whose income exceeds the threshold or those already receiving a similar monthly amount under another scheme.
How the Benefit Works
Eligible women receive Rs 1,500 per month via DBT directly into their Aadhaar-linked bank account. Over a year, this amounts to Rs 18,000 per beneficiary.
The e-KYC Requirement: What’s New
To ensure the scheme’s integrity, the Maharashtra government has made electronic Know Your Customer (e-KYC) verification compulsory for all beneficiaries. The notification was issued in September 2025, giving beneficiaries a two-month window to complete the verification process.
The deadline for completing the e-KYC has been set for November 18, 2025. Beneficiaries who fail to complete it by then may risk exclusion from further payouts.
Why is e-KYC Necessary?
The e-KYC requirement serves several purposes:
- Verifies identity of beneficiary and ensures bank account/Aadhaar linkage is correct.
- Helps reduce fraud, duplicate claims and ensure funds reach genuine beneficiaries. For instance, the government has also been authorised to cross-check Income Tax Return data to weed out ineligible applicants.
- Improves transparency and streamlines benefit delivery.
Step-by-Step e-KYC Process
Here’s a simplified guide to complete the e-KYC online:
- Visit the official portal: ladakibahin.maharashtra.gov.in and click on the e-KYC option.
- Enter your Aadhaar number, captcha, select ‘I agree’ and click Send OTP.
- Enter the OTP received on the mobile number linked with the Aadhaar. Submit.
- The next step requires entering details of husband’s or father’s Aadhaar number (depending on marital status) and verifying via OTP.
- Fill in declarations regarding caste category, income, family employment status, etc.
- Submit the form and note the confirmation message.
If you face issues online, you can visit the nearest Anganwadi centre, SEtU centre, or taluka office for offline assistance.
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h…Read More
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h… Read More
November 17, 2025, 17:02 IST
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Spirit Airlines check-in Kiosks sit idle at Oakland International Airport on August 13, 2025 in Oakland, California.
Justin Sullivan | Getty Images
Spirit Airlines could shut down as early as 3 a.m. ET Saturday, according to people familiar with the matter. The carrier has failed to secure a financial lifeline to continue operating, though it hasn’t commented on the potential shutdown or its plans.
About 290 Spirit flights are scheduled for Saturday, according to aviation site Flightradar24. Another 381 are scheduled for Sunday.
Travelers with Spirit tickets could be understandably rattled. While there have been some U.S. airlines to shut down in recent years, the budget carrier is larger than most recent airline failures and links major cities like New York, Miami, Detroit and Los Angles — and many others in between — with its Airbus jets.
Here’s what travelers need to know:
You have a Spirit ticket. What should you do?
Immediately? Nothing.
Travelers who are booked on a Spirit flight, like this CNBC reporter is for later this month, are likely to receive a refund if they purchased tickets with a credit card.
If the ticket was bought with a debit card or with loyalty points, however, the chances of recovering funds are slim to none, said Henry Harteveldt, founder of Atmosphere Research Group, a travel consulting firm.
“If you’re holding a reservation for a flight on Spirit don’t proactively cancel it. Wait for the airline to announce it is shutting down,” he said.
Would Spirit be able to help you at the airport?
Don’t count on it.
Spirit has declined to comment on a potential shutdown. If it confirms an end to operations, the carrier will most likely have information on its website about travelers’ next steps.
Harteveldt said travelers shouldn’t go to the airport expecting to find Spirit staff in the event the airline ceases operations. Call centers are likely to be overwhelmed if they are still staffed.
That could leave passengers with fewer answers than they’d like, but other airlines are likely to help assist affected customers.
Airlines that offer last-minute fares, likely with some discounts, will be available to travelers at airport ticket counters.
How can another airline help?
United Airlines, JetBlue Airways, Frontier Airlines and American Airlines are among the carriers that have said they are ready to assist Spirit customers and crews if the carrier shuts down.
That could mean scheduling additional flights to carry the stranded passengers, similar to what they do during a hurricane or other natural disaster.
Why could Spirit shut down?
Spirit, known for bright yellow planes, low fares and fees for everything else, had been successful for years, but this week it’s been on the brink of liquidation after failing to reach a deal with bondholders for a $500 million government bailout from the Trump administration.
Last year Spirit filed for its second bankruptcy in less than a year, though it’s had a host of problems even before then.
A plan to be acquired by JetBlue was blocked. Rising costs upended its business model. An engine defect grounded dozens of its planes. And, more broadly, upscale travel became more popular with consumers, driving airline profits.
At the same time, big, legacy airlines were selling their own basic economy fares that were similar to what Spirit was offering, but with bigger networks.
What does this mean for travel going forward?
Airlines have been adding flights since Spirit’s bankruptcy filing last year on some of its routes and at major airports. They’re likely to keep doing so.
Experts have said they expect fares to rise, at least in some markets, if the discounter goes away, even though the carrier has shrunk substantially.
Business
Middle East crisis: Air India to make food optional, help cut price of tickets – The Times of India
NEW DELHI: Desperate times call for desperate measures. Full service Air India is planning to make meals optional on its domestic and short international (under two hour) flights. Once this “unbundling” rolls out in the next month or two, passengers opting out of meals could have upwards of Rs 250 shaved off their ticket price. While this move, say people in the know, is “on the anvil,” the airline is looking at several other unprecedented measures to fly through the severe cost-revenue turbulence caused by the unending West Asia war.While not opting for meals could lead to slightly cheaper economy tickets, AI is looking at unbundling lounge access for business class passengers because those opting out of this, could get their tickets cheaper. On an average, lounge operators charge Rs 1,100-1,400 per user at metro airports and Rs 600-700 at non metros.The average spend is about Rs 1,000 per lounge. Many business class flyers are frequent travellers who just make it to airports in time for their flight and do not head to the lounge. If unbundled, this could be a saving in their ticket cost. Banks have been reducing lounge access for credit card users for the same reason to cut their costs.“From Day One, Air India has had meals bundled in its ticket price. Now the way aviation turbine fuel (ATF) price is rising and the rupee crashing since Feb 28, ticket prices are going up. India is a price-sensitive market and raising fares beyond a point leads to a fall in traffic with many opting to travel by train or road. This has led to the rethinking to unbundle meals on some flights. Other steps are also being considered,” said people in the know.Several airlines globally have over the past few years unbundled their onboard offerings. Many international full service airlines offer a basic meal in economy while giving the option of buying gourmet meals at an additional cost. Ditto for alcoholic beverages, with cheaper beer and wines being given at no extra cost while the others being charged for. “For passengers, the distinction between full service and low cost airlines is blurring very fast,” said an industry old-timer.
A tree surgeon said he thought he “was going to die” when he suffered a powerful electric shock from an overhead line while clearing hedges in Wiltshire.
Joshua Pocknell was working just after midnight on the A3102 near Royal Wootton Bassett when the mobile lighting tower he was pushing touched an 11,000 volt overhead powerline.
The 26-year-old was seriously injured and taken to hospital, where he spent the next five weeks, workplace watchdog the Health and Safety Executive (HSE) said.
“My whole body locked and I felt hot and cramping,” Mr Pocknell said of the shock.
“I could hear the electricity in my head and thought I was going to die.
“I hit the floor and passed out, still cramping.
“I later discovered a hole had burnt through my arm and hip all the way to the bone.”
More than two years after the incident on January 19 2024, the tree surgeon said he still experiences “considerable pain”.
“My injuries were complex and challenging and there were five or six different surgeons involved in my treatment,” he said.
“I still experience considerable pain and strange bodily sensations, including nerve pain and itching.
“This incident has torn the life from beneath me and I don’t think I will be able to return to the job that I used to love.”
The regulator said it investigated the incident and found Mr Pocknell’s employer, Upton Specialised Tree Services, did not properly plan for or risk assess the dangers posed by overhead power lines.
The firm did not put up barriers or provide training in operating the mobile lighting tower.
Upton Specialised Tree Services pleaded guilty to the charge of breaching Regulation 14 of the Electricity at Work Regulations 1989 by virtue of Regulation 3, the HSE said, and was fined £60,000 and ordered to pay £6,237 in costs at Bristol Magistrates’ Court on Friday.
HSE inspector Tom Preston said: “Joshua is lucky to be alive.
“Overhead electrical power lines present extreme risks to workers, but the risks can and must be controlled.
“Work near overhead power lines should only be carried out where it can be done safely, following a suitable risk assessment, the use of barriers or safety zones, and proper training on the equipment being used.
“In this case, a worker sustained severe injuries in a traumatic incident for all concerned that was entirely preventable.
“HSE will take action against those who fail to take the steps necessary to protect people at work.”
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