Business
Mortgages and AI to be added to the curriculum in English schools
Getty ImagesChildren will be taught how to budget and how mortgages work as the government seeks to modernise the national curriculum in England’s schools.
They will also be taught how to spot fake news and disinformation, including AI-generated content, following the first review of what is taught in schools in over a decade.
Education Secretary Bridget Phillipson said the government wanted to “revitalise” the curriculum but keep a “firm foundation” in basics like English, maths and reading.
Head teachers said the review’s recommendations were “sensible” but would require “sufficient funding and teachers”.
The government commissioned a review of the national curriculum and assessments in England last year, in the hope of developing a “cutting edge” curriculum that would narrow attainment gaps between the most disadvantaged students and their classmates.
It said it would take up most of the review’s recommendations, including scrapping the English Baccalaureate (EBacc), a progress measure for schools introduced in 2010.
It assesses schools based on how many pupils take English, maths, sciences, geography or history and a language – and how well they do.
The Department for Education (DfE) said the EBacc was “constraining”, and that removing it alongside reforms to another school ranking system, Progress 8, would “encourage students to study a greater breadth of GCSE subjects”, like arts.
The former Conservative schools minister, Nick Gibb, said the decision to scrap the EBacc would “lead to a precipitous decline in the study of foreign languages”, which he said would become increasingly centred on private schools and “children of middle class parents who can afford tutors”.
Other reforms coming as a result of the curriculum review include:
- Financial literacy being taught in maths classes, or compulsory citizenship lessons in primary schools
- More focus on spotting misinformation and disinformation – including exploring a new post-16 qualification in data science and AI
- Cutting time spent on GCSE exams by up to three hours for each student on average
- Ensuring all children can take three science GCSEs
- More content on climate change
- Better representation of diversity
The review also recommended giving oracy the same status in the curriculum as reading and writing, which the charity Voice 21 said was a “vital step forward” for teaching children valuable speaking, listening, and communication skills.
However, the government is not taking up all of the review’s recommendations.
It is pushing ahead with the reading tests for Year 8 pupils reported in September, whereas the review recommended compulsory English and maths tests for that year group.
Asked why she stopped short of taking up the review’s recommendation, Phillipson told the BBC that pupils who are unable to read “fluently and confidently” often struggle in other subjects.
And she addressed the claims that scrapping the EBacc could lead to fewer pupils taking history, geography and languages at GCSE, saying the measure “hasn’t led to improved outcomes” or “improvement in language study”.
“I want young people to have a good range of options, including subjects like art and music and sport. And I know that’s what parents want as well,” she said.
She said ministers recognised “the need to implement this carefully, thoroughly and with good notice”, adding that schools would have four terms of notice before being expected to teach the new curriculum.
Prof Becky Francis, who chaired the review, said her panel of experts and the government had both identified a “problem” pupils experience during the first years of secondary school.
“When young people progress from primary into secondary school, typically this is a time when their learning can start falling behind, and that’s particularly the case for kids from socially disadvantaged backgrounds,” she told the BBC.
She said the approach to the review was “evolution not revolution”, with England’s pupils already performing relatively well against international averages.
She said the call for more representation of diversity in the curriculum was not about “getting rid of core foundational texts and things that are really central to our culture”, but was more about “recognising where, both as a nation but also globally, there’s been diverse contribution to science and cultural progress”.
Shadow Education Secretary Laura Trott said the changes “leave children with a weaker understanding of our national story and hide standards slipping in schools”.
“Education vandalism will be the lasting legacy of the prime minister and Bridget Phillipson,” she added.
Pepe Di’Iasio, general secretary of the Association of School and College Leaders, said the review had proposed “a sensible, evidence-based set of reforms”.
But he said delivering a “great curriculum” also required “sufficient funding and teachers”, adding that schools and colleges did not currently have all the resources they need.
He said a set of “enrichment benchmarks” – which the government said would offer pupils access to civic engagement, arts and culture, nature and adventure, sport, and life skills – had been announced “randomly” and “added to the many expectations over which schools are judged”.
Additional reporting by Hope Rhodes
Business
Tech oversight: Sebi to form working group on exchange technology; aim to strengthen market resilience – The Times of India
Markets regulator Sebi is planning to constitute a working group to identify the next technological frontier for stock exchanges, Sebi chairman Tuhin Kanta Pandey said on Saturday, underlining the regulator’s focus on strengthening market infrastructure amid rapid technological change, PTI reported.The proposed group will examine how exchange technology should evolve over the next five to 10 years, benchmark global best practices and suggest new approaches to enhance market systems. “We are going to constitute a working group on how it is going to be our next technological frontier in our stock exchanges,” Pandey told reporters on the sidelines of the 11th International Convention of the Commodity & Capital Participants Association of India (CPAI).Pandey explained that the technological frontier refers to the use of cutting-edge tools to improve market oversight, operational efficiency and investor protection. He stressed that technological robustness remains critical for the regulator, adding that Sebi takes every exchange-related glitch seriously.While acknowledging that disruptions can occur in a fast-evolving technology environment, he said there is a need for stronger safeguards. To address technical flaws, exchanges are required to carry out detailed root-cause analyses and submit comprehensive standard operating procedures (SOPs) along with corrective measures to the regulator.Responding to a query on the recent outage at the Multi Commodity Exchange (MCX), Pandey said Sebi follows a clearly defined process whenever a technical issue occurs at an exchange. This includes imposing strict penalties if the disruption crosses specified thresholds.He added that the regulator is also examining such incidents from a systemic perspective. “By identifying commonalities in these glitches, we aim to understand how we can better secure and strengthen our market technology,” Pandey said.
Business
Stocks Of Indian Company, With Just 2 Workers, Shot Up 55,000% Over Something That It NEVER Manufactured!
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RRP Semiconductor Ltd.’s spectacular stock rally is making headlines, but the company isn’t what its name suggests.
There is an ongoing probe on the shocking share surge. (Representative Image)
The stock market can be full of surprises, but few stories are as bizarre as this one. An Indian company, RRP Semiconductor Ltd., has seen its stock soar by a mind-blowing 55,000% in just 20 months, all this while reportedly having just two employees. What makes the story even stranger is that, despite its name, the company does not manufacture semiconductors at all.
The sheer absurdity of such a small company seeing this kind of surge makes it one of the most surreal episodes in recent Indian stock market history.
Trading Restricted By Stock Exchanges
Trading in RRP Semiconductor Ltd. has now been restricted by stock exchanges. On the BSE, the stock’s page displays the notice, “Trading Restricted – on account of Surveillance Measure.” RRP Semiconductor has been placed under Stage 1 of the Long-term Additional Surveillance Framework and Stage 0 of the GSM framework, reported CNBC-TV18.
A 55,000% Rally That Defies Fundamentals
The over 55,000% in the 20 months till December 17 is by far the biggest gain worldwide among companies with a market value above $1 billion, reported Bloomberg. This is despite the company posting negative revenue in its latest financial results.
The jaw-dropping stock market story is also doing the rounds on Instagram. According to a reel, “Rs 10,000 invested in it would have grown to Rs 55 lakhs during this window.”
Name Change Sparks Frenzy
Until 2024, RRP was a little-known real estate firm called GV Trading and Agencies. Things changed when Rajendra Chodankar, the founder of RRP, struck a deal to take over GD Trading and Agencies by repaying a Rs 8 crore loan owed to its founders. Chodankar renamed the company RRP Semiconductor. That single word, semiconductor, proved to be a powerful magnet for retail investors.
As the reel explains, “The moment the word ‘semiconductor’ entered this company’s name, retail investors went crazy.”
The timing was perfect. Global chipmakers like NVIDIA were soaring, AI was dominating headlines and India had no listed pure-play semiconductor manufacturing companies. For many investors, this stock seemed like a rare entry point into a hot global theme.
Hype, Rumours, Star Power
Fuel was added by unverified claims swirling on social media, including false rumours of cricket great Sachin Tendulkar being associated with the company and talk of 100 acres of land being allotted.
The real driver of the dizzying rally lay elsewhere. According to September shareholding data, Chodankar and a few of his close associates hold over 90% of the shares, leaving very little free float in the market.
Myths Busted
The reel also busts the biggest myths outright. “The talks of Sachin Tendulkar, 100 acres of land, all of that is completely fake.”
The episode has become a cautionary tale for investors caught in the fear of missing out. The narrator says. “NVIDIA is up, AI is everywhere and India has no semiconductor stocks. But this is a classic example of that desperation being exploited.”
SEBI Launches Investigation
The Securities and Exchange Board of India (SEBI) has launched a probe into the company. The market regulator is examining the sharp rise in RRP’s shares for possible wrongdoing.
Delhi, India, India
December 20, 2025, 14:50 IST
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New Delhi: Many bank customers are unsure whether bank branches are open or closed today, Saturday, December 20, 2025, leaving them confused about whether to step out for important work or postpone their visit. With different banking schedules on weekends and varying services available on Saturdays, people are keen to know if branches are operating today or if it’s better to wait until a regular weekday.
Bank Holiday Status Today: Are Branches Open on December 20, 2025?
Banks are open today, as December 20, 2025 falls on the third Saturday of the month. In India, bank branches remain closed on the second and fourth Saturdays, while they operate normally on the first, third, and fifth Saturdays. Since today is the third Saturday, customers can visit physical bank branches for their regular banking needs.
Banking Services Available Even on Holidays
Even if banks are closed on a holiday, you don’t have to worry about urgent transactions. Online banking and mobile banking apps continue to work, even on national holidays, unless the bank informs customers in advance about maintenance or technical issues. For cash withdrawals and payments, you can rely on ATMs, internet banking, fintech apps, and UPI services, which remain available round the clock.
December 2025 Bank Holidays: State-Wise List to Keep in Mind
Here’s a quick look at bank holidays falling in different states during December 2025, so you can plan your branch visits accordingly:
December 20, 2025 (Saturday): Banks remain closed in Sikkim on account of the Losoong and Namsoong festival.
December 22, 2025 (Monday): Banks are again closed in Sikkim to mark the Losoong and Namsoong festival.
December 24, 2025 (Wednesday): Banks will be shut in Mizoram, Nagaland and Meghalaya due to Christmas Eve.
December 25, 2025 (Thursday): Banks across India remain closed to celebrate Christmas.
December 26, 2025 (Friday): Banks are closed in Mizoram, Nagaland and Meghalaya as part of Christmas celebrations.
December 27, 2025 (Saturday): Banks remain closed in Nagaland on account of Christmas.
December 30, 2025 (Tuesday): Banks are closed in Meghalaya to observe the death anniversary of U Kiang Nangbah.
December 31, 2025 (Wednesday): Banks are shut in Mizoram and Manipur for New Year’s Eve and Imoinu Iratpa festival.
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